Apply for Quick Personal Loan within 5 Minutes
Get quick financial assistance with our tailored Personal Loan in Darbhanga. Our hassle-free loan disbursal process and competitive interest rates ensure a stress-free borrowing experience, helping you meet your immediate cash needs efficiently.
Darbhanga, a city in Bihar, is renowned for its rich cultural heritage, historical landmarks, and vibrant arts scene. Surrounded by fertile farmland, the city thrives in agriculture and textile industries. With a perfect blend of traditional charm and modern amenities, Darbhanga attracts both tourists and business travelers, making it a popular destination.
Poonawalla Fincorp understands your needs and offers Personal Loans designed for modern borrowers. With attractive features, benefits, and digital facilities, our loans save you time, money, and effort. As one of the leading finance companies in India, we optimize every step of the loan process, providing the best borrowing experience, from planning with the online EMI calculator to application, disbursal, and repayment.
Personal Loan EMI Calculator
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EMI Amount = *
Interest Rates and Charges for Personal Loans in Darbhanga
We offer competitive and affordable Personal Loan interest rates, starting from 9.99%*p.a. Check the below details for more information:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Darbhanga
- No collateral/security
- Flexible repayment tenure
- Attractive interest rates
- Minimal documentation
- Zero foreclosure/pre-payment charges
- Easy and hassle-free process
- No hidden charges, and more.
We offer Personal Loan in Darbhanga for:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Our loan offerings have been customized to cater to your diverse financial needs and help you achieve your goals with ease.
Types of Personal Loans in Darbhanga
We offer various types of Personal Loans, including:
- Wedding Loans
- Medical Loans, and more.
Whether it's for travel or home renovation, we have a range of Personal Loans to meet your specific needs.
How to apply for a Personal Loan in Darbhanga?
Fulfill your financial needs with our Personal Loans. To apply:
- Check eligibility on our website
- Select the loan option, click 'Apply Now'
- Fill out the form, submit documents
Our team will review and disburse the loan upon verification. Visit our branch in Darbhanga for assistance.
Apply for Personal Loan In Darbhanga within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
The maximum loan amount that can be availed through a Personal Loan may vary depending on various factors such as the applicant's income, credit score, repayment capacity, and other eligibility criteria. It is always advisable to check with our loan representatives or use our online EMI calculator to estimate the loan amount you can avail of before applying for a Personal Loan.
Documents required for Personal Loans are:
- KYC Documents (PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport)
- Current Address Proof (Passport/ Utility bills/ Rent Agreement)
- Income Documents (Latest salary slip)
- Financial Documents (Salary Credit Bank Statement for the last 3 months)
- Employment Proof (Official mail id confirmation /Emp ID Card/Offer letter)
*Terms & Conditions apply
