personal loan in vadodara

Personal Loan in Vadodara

Starting @ 9.99%* p.a.

Minimal Documentation | Collateral- free | Fast Approval

Vadodara, also known as Baroda, is Gujarat’s third-largest city and is situated on the Vishwamitri River. It serves as an important industrial and commercial center, encompassing a wide range of sectors such as petrochemicals, engineering, pharmaceuticals, and textiles. Given the city's high cost of living, residents often turn to Personal Loans in Vadodara to effectively manage their expenses and meet various financial needs.

If you are currently seeking a financial solution, Poonawalla Fincorp offers Personal Loans in Vadodara that are tailored to suit your specific financial requirements. Our Personal Loans come with competitive interest rates, flexible repayment options, and minimal documentation. With no restriction on usage, you can utilize the funds for different purposes like home renovation, weddings, education expenses, etc. We understand the urgency associated with your financial goals and are committed to assisting you in achieving them. Our Personal Loans are disbursed quickly without the need for collateral, ensuring a convenient and efficient experience for you.


Poonawalla Fincorp provides a Personal Loan in Vadodara with attractive interest rates starting from 9.99%* p.a. With us, you can experience zero prepayment and foreclosure charges for loan amounts ranging from ₹1 Lakh to ₹30 Lakh.

The following table shows the applicable interest rates & charges with our Personal Loan in Vadodara:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Poonawalla Fincorp's Personal Loans in Vadodara come with a host of features and benefits. Have a look at them:

We Offer Personal Loans in Vadodara for:

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Doctors

    Salaried Doctors

  • Government Employees

    Government Employees

  • Salaried Individuals

    Salaried individuals

Poonawalla Fincorp provides the following types of Personal Loans in Vadodara:

  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans
  • Debt Consolidation Loans

Applying for a Poonawalla Fincorp Personal Loan in Vadodara is easy! Start by visiting our official website to check your loan eligibility. Fill in the application form, upload the documents required for a Personal Loan in Vadodara, and we'll promptly review your application. For an offline option, feel free to visit our branch located in Vadodara.

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Personal Details

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Poonawalla Fincorp Limited

Address : 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What are the eligibility criteria for a Personal Loan in Vadodara?

To be eligible for a Personal Loan in Vadodara, you should be aged between 22-57 years. Also, you should be an Indian citizen and need to have a full-time job with a minimum monthly salary of ₹30,000.

Can I apply for a Personal Loan in Vadodara online?

Yes, Poonawalla Fincorp offers online application facilities to people for applying a Personal Loan in Vadodara. This makes the process quick, easy, and convenient for individuals seeking financial assistance.

*Terms & Conditions Apply

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