Get a Quick Personal Loan in Vadodara with Minimal Documentation
Vadodara, also known as Baroda, is Gujarat’s third-largest city and is situated on the Vishwamitri River. It serves as an important industrial and commercial center, encompassing a wide range of sectors such as petrochemicals, engineering, pharmaceuticals, and textiles. Given the city's high cost of living, residents often turn to Personal Loans in Vadodara to effectively manage their expenses and meet various financial needs.
If you are currently seeking a financial solution, Poonawalla Fincorp offers Personal Loans in Vadodara that are tailored to suit your specific financial requirements. Our Personal Loans come with competitive interest rates, flexible repayment options, and minimal documentation. With no restriction on usage, you can utilize the funds for different purposes like home renovation, weddings, education expenses, etc. We understand the urgency associated with your financial goals and are committed to assisting you in achieving them. Our Personal Loans are disbursed quickly without the need for collateral, ensuring a convenient and efficient experience for you.
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Interest Rates and Charges for Personal Loans in Vadodara
Poonawalla Fincorp provides a Personal Loan in Vadodara with attractive interest rates starting from 9.99%* p.a. With us, you can experience zero prepayment and foreclosure charges for loan amounts ranging from ₹1 Lakh to ₹30 Lakh.
The following table shows the applicable interest rates & charges with our Personal Loan in Vadodara:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing | Up to 2% plus applicable taxes |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-60 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Benefits and Features of Personal Loans in Vadodara
Poonawalla Fincorp's Personal Loans in Vadodara come with a host of features and benefits. Have a look at them:
We Offer Personal Loans in Vadodara for:
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried Doctors
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Government Employees
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Salaried individuals
Types of Personal Loans in Vadodara
Poonawalla Fincorp provides the following types of Personal Loans in Vadodara:
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Medical Loans
- Debt Consolidation Loans
How to Apply for a Personal Loan in Vadodara?
Applying for a Poonawalla Fincorp Personal Loan in Vadodara is easy! Start by visiting our official website to check your loan eligibility. Fill in the application form, upload the documents required for a Personal Loan in Vadodara, and we'll promptly review your application. For an offline option, feel free to visit our branch located in Vadodara.
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Poonawalla Fincorp Branch Address in Vadodara
Poonawalla Fincorp Limited
Address : 701,7th Floor, Samanvay silver,Munjmauda, akota,VADODARA-390020
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
To be eligible for a Personal Loan in Vadodara, you should be aged between 22-57 years. Also, you should be an Indian citizen and need to have a full-time job with a minimum monthly salary of ₹30,000.
Yes, Poonawalla Fincorp offers online application facilities to people for applying a Personal Loan in Vadodara. This makes the process quick, easy, and convenient for individuals seeking financial assistance.
*Terms & Conditions Apply
