Get a Personal Loan
Jamnagar, a coastal city in the Indian state of Gujarat, is renowned for its cultural heritage, stunning architecture, and vibrant industries. With a population constantly growing, Jamnagar is a bustling city that offers a range of opportunities to its residents. If you are a resident of Jamnagar and in need of instant funds, we can help you.
To address all the financial requirements, we offer Personal Loans. Our loans are designed to cater to a variety of needs, including education expenses, medical emergencies, wedding expenses, home renovations, and more. With competitive interest rates, we provide the financial flexibility you need to achieve your goals.
At Poonawalla Fincorp, we prioritize convenience and efficiency. Our loans for personal use come with quick disbursal, minimal documentation, and a hassle-free application process. We aim to make your borrowing experience seamless and transparent, ensuring that you receive the funds you require without unnecessary delays.
Check Monthly EMI Amount For Personal Loan In Jamnagar
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EMI Amount = *
Interest Rates and Charges for Personal Loans
We provide loans at attractive interest rates that start from 9.99%* p.a. and do not require any collateral:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
Our loan offers several benefits. It is a multi-purpose loan that allows you to borrow a high amount without any restrictions on its usage.
We offer Personal Loan for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans
We offer various types of Personal Loans for various purposes. Some of our range of loan products are:
- Medical Loans
- Wedding Loans
- Travel Loans
- Home Renovation Loans
How to Apply for a Personal Loan?
Follow the steps given below to apply:
- Select the loan option and click on 'Apply Now'.
- Complete the application form.
- Submit the necessary documents.
Once your application has been evaluated, we will commence the disbursement process. If you would rather handle things offline, you can visit our branch.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Jamnagar
Poonawalla Fincorp Limited
Address : Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
We offer a minimum loan tenure of 1 year and a maximum tenure of 7 years for a loan for personal use.
No, there are no extra charges or penalties for prepaying your loan before the designated tenure, provided that you make the payments using your own funds.
*Terms & Conditions Apply
