Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a collateral-free Personal Loan in Trichy

Trichy is a prominent industrial city in Tamil Nadu, famous for its rich cultural heritage and historical significance. Meet your expenses in this vibrant city with a Personal Loan from Poonawalla Fincorp. Fulfil your financial obligations - from higher studies to medical emergencies - with a loan of up to ₹50 Lakh with instant disbursal. Enjoy 100% online application process, attractive interest rates, minimal paperwork and quick approval. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
Competitive Interest
Rate
No End-use
Restrictions
Minimal
Paperwork
No Hidden Charges

Personal Loan EMI Calculator

Make use of our online EMI calculator to plan your monthly payments. Simply enter the loan amount, tenure and interest rates to know your EMIs. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Trichy

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Trichy

Submit a few documents for swift approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Trichy

We offer a personal use loan at attractive interest rates and minimal charges:

Interest Rate
Starting from 9.99%*p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Trichy

  • Renovating your home 
  • Consolidating debt 
  • Covering hospital bills 
  • Financing higher studies 
  • Purchasing consumer durables 

Who Can Get a Personal Loan in Trichy

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the loan eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score  
  • Maintain a credit utilisation ratio below 30% 
  • Keep your debt-to-income ratio low 
  • Arrange the necessary documents  

Poonawalla Fincorp Branch Address in Trichy

Address: Office No 2, 3rd Floor, Ray Towers, Vadavoor Salai, 9th Cross, Thillainagar, Trichy, Tamil Nadu-620018. 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the eligibility criteria for a Personal Loan in Trichy?

To be eligible for availing of a loan from Poonawalla Fincorp in Trichy, you must be an Indian resident, between 21 and 60 years with a minimum of one year's work experience and a net monthly salary of at least ₹30,000. You should also be employed full-time in a Pvt. Ltd., listed, unlisted Public Ltd. company, LLP, MNC, or the Central Government. 

What documents are required for Poonawalla Fincorp's Personal Loan?

The documents required for availing of a loan for personal use from Poonawalla Fincorp are: 

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport 
  • Income Proof: Salary slips and bank statements for the last 3 months 
  • Address Proof: Rent agreement, utility bills, or passport 
  • Employment Proof: Official mail ID confirmation or Employee ID card.
What is the interest rate for Poonawalla Fincorp's Personal Loan?

The interest rate of Personal Loan from Poonawalla Fincorp starts at 9.99%* p.a. The interest rate applicable will vary based on your CIBIL score, income, repayment capacity, etc.