Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Ghaziabad Seamlessly

Ghaziabad is strategically located in the Delhi NCR region. It is a dynamic hub that seamlessly blends historical charm with modern urban development. With its excellent connectivity and thriving economy, the city offers a unique blend of traditional and contemporary lifestyles. 

Meet your fund requirements in this bustling city with a Personal Loan in Ghaziabad from Poonawalla Fincorp. From medical emergencies to weddings, meet all your unique personal needs with our loan. Benefit from high loan amounts, attractive interest rates, online application, swift disbursal, and zero hidden charges. Apply now!
 

Why Choose Poonawalla Fincorp

High
Loan Amount
Attractive Interest
Rate
No End-use
Restrictions
No Collateral
Required
Minimal
Paperwork
Flexible Repayment
Tenure

Personal Loan EMI Calculator

Determine your monthly EMIs with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Personal Loan in Ghaziabad

Fulfil our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Salary: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Ghaziabad

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Ghaziabad

Access loans at competitive interest rates and minimal charges:

Interest Rate
Starting from 9.99%* p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Ghaziabad

  • Financing your dream vacations 
  • Repairing or renovating your home 
  • Simplifying and managing multiple debts 
  • Investing in your children's education 
  • Staying updated with the latest gadgets 
  • Covering unexpected medical costs 
  • Financing a lavish wedding 

Who Can Get a Personal Loan in Ghaziabad

  • Salaried individuals
  • Salaried Company Secretaries
  • Salaried doctors
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check your credit score  
  • Review the eligibility criteria 
  • Prepare all the required documents 
  • Maintain a low debt-to-income ratio 

Poonawalla Fincorp Branch Address in Ghaziabad

Poonawalla Fincorp Limited  

Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010 

Contact Number: 1800 266 3201 (Toll-Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Will Getting a Personal Loan impact my credit score?

Your credit score may be reduced by a few points as a hard inquiry while lenders check your credit score. However, on-time repayments will improve your credit score in the long run. 

How is the interest rate for a Personal Loan determined?

Interest rates are determined based on factors such as your credit score, income, employment stability, and loan amount. 

How can I get affordable EMIs for my Personal Loan?

To secure affordable EMIs, consider opting for a longer tenure, negotiating for lower interest rates, and borrowing a smaller loan amount.