Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Malda Online

Malda is a city located in the northern part of West Bengal and it’s notable for its strategic location as a major hub for trade and commerce. Manage your financial expenses like education, travel, unforeseen medical expenses, etc. with a Personal Loan in Malda. Avail of up to ₹50 Lakh from Poonawalla Fincorp. Benefit from competitive interest rates, minimal charges, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

No Collateral
Required
No Hidden
Charges
No End-use
Restrictions
Minimal
Documentation
Quick
Approval
Flexible Repayment
Tenure

Personal Loan EMI Calculator

Use our EMI Calculator to know your monthly payments. Slide the bar to enter the loan amount, tenure, and interest rate to view the results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Malda

Qualify for a loan for personal use by meeting our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Malda

Upload a few documents for swift approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Malda

Get a loan for personal use at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Malda

  • Financing vacation costs
  • Hosting your dream wedding
  • Covering unforeseen expenses
  • Paying for medical crises
  • Funding your higher studies
  • Renovating your home
     

Who Can Get a Personal Loan in Malda

  • Salaried individuals
  • Salaried Company Secretaries
  • Salaried doctors
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria for availing the loan
  • Maintain a low debt-to-income ratio
  • Check your credit score 
  • Keep the loan documents handy
  • Avoid multiple loan applications
     

Poonawalla Fincorp Branch Address Near Malda

Poonawalla Fincorp Limited

Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Who is eligible to apply for a Personal Loan in Malda?

If you are a salaried individual or a salaried professional like a Chartered Accountant, Company Secretary or doctor, you can apply for a personal credit loan with Poonawalla Fincorp.

What are the additional charges associated with a Personal Loan?

Our loan for personal use comes with nominal charges. You may need to pay the processing fees at the time of loan disbursal. Other costs include default and repayment instrument dishonour charges. 

Can self-employed individuals apply for a Personal Loan with Poonawalla Fincorp?

Our Personal Loan is available for salaried individuals and salaried doctors, Chartered Accountants and Company Secretaries.