Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Baramati Online

The Maharashtrian city of Baramati is prominently recognised for significant industrial developments in recent times. Situated in the southeast direction of Pune, Baramati is home to various agricultural, textile and dairy industries. Poonawalla Fincorp offers Personal Loan in Baramati at competitive interest rates and without any hidden charges.

Secure up to ₹50 Lakh funds with a Personal Loan in Baramati without any restrictions on the usage of funds. Enjoy benefits like collateral-free borrowing, online application with minimal documentation, flexible repayment tenure, and more. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Attractive
Interest Rate
Minimal
Paperwork
Flexible
Loan Tenure
Quick
Approval
No Hidden
Charges

Personal Loan EMI Calculator

Plan your repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Baramati

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government. 

Click to know more about our eligibility criteria in detail.

Documents Required for a Personal Loan in Baramati

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport. 
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slip for the last 1 month.
  • Financial Documents: Bank account statements for the past 3 months.

Interest Rate and Charges for Personal Loan in Baramati

Get the loan at attractive interest rate and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Baramati

  • Funding higher education costs
  • Covering medical emergencies
  • Remodelling home
  • Consolidating debts
  • Funding wedding

Who Can Get a Personal Loan in Baramati

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check your credit score
  • Submit all necessary documents
  • Ensure you meet the eligibility criteria
  • Avoid multiple applications
  • Reduce your debts

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Who is eligible to get a Personal Loan in Baramati?

Indian citizens aged 21 to 60 years, with at least one year of work experience at a recognised organisation and a minimum monthly salary of ₹30,000, can easily qualify for a Personal Loan in Baramati from Poonawalla Fincorp.  

How much Personal Loan can I get from Poonawalla Fincorp?

Poonawalla Fincorp offers up to ₹50 Lakh Personal Loan in Baramati without any hidden charges. The minimum Personal Loan amount is ₹1 Lakh.  

How can I apply for a Personal Loan in Baramati?

You can easily apply for a Personal Loan in Baramati online on the Poonawalla Fincorp website. Simply click on the “Apply Now” button, enter the requisite details and upload the necessary documents to complete your loan application.