Loan Amount:
Up to ₹50 Lakh
Interest Rate
Starting at 9.99% p.a.
Loan Tenure
12-84 Months

Get a Collateral-free a Personal Loan in Mathura

Mathura, the sacred birthplace of Lord Sri Krishna, is a developing city that offers its residents excellent opportunities for financial growth. Manage your monetary needs easily with a Personal Loan in Mathura without hassle.

Get funds of up to ₹50 from Poonawalla Fincorp to fund your dreams like wedding, higher studies, travel plans, etc., or cover unplanned expenses. Benefit from attractive interest rates, clear and straightforward terms, simplified paperwork, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
No End-use
Restrictions
Competitive
Interest Rate
Flexible Loan
Tenure
Zero Hidden Charges
Minimal Documentation Minimal Documentation

Personal Loan EMI Calculator

Check your loan EMIs quickly using our online EMI calculator. Enter the loan amount, tenure, and the rate of interest. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Mathura

Qualify for a loan for personal use by meeting these simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000 per month.

Documents Required for a Personal Loan in Mathura

Furnish a few essential documents to get a loan for personal use:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

Interest Rate and Charges for a Personal Loan in Mathura

We offer a loan for personal use at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1660* per Lakh for 84 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nill

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Mathura

  • Home renovation
  • Higher education
  • Hospital bills
  • Debt consolidation
  • Wedding

Who Can Get a Personal Use Loan in Mathura

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Meet the eligibility criteria
  • Have all necessary documents ready
  • Improve your credit score
  • Review the loan terms carefully

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I get instantly approved for a Personal Loan?

To get a quick approval for a Personal Loan from Poonawalla Fincorp, you need to meet our eligibility criteria and upload the required documents, such as ID, address, and proof of income.

Then, apply online by filling out our application form. Upon successful verification, you can expect quick approval and disbursal. This streamlined process provides you with efficient access to the financial support you need.

How are fixed and floating Personal Loan interest rates different

A fixed interest rate is one that remains unchanged throughout the loan tenure, while a floating rate change based on market conditions.

Can I get a Personal Loan if I already have other loans?

Yes, you can apply for our Personal Loan even if you have other outstanding loans, as long as you meet our eligibility criteria and demonstrate your creditworthiness and loan repayment capability.