Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Flexible Personal Loan in Jhunjhunu

Jhunjhunu is a captivating city nestled in the heart of Rajasthan, India. Renowned for its exquisite Havelis adorned with intricate frescoes, it offers a glimpse into the region's rich heritage and culture. Fulfil your fund requirements, such as higher education, overseas travel, weddings, etc., with a Personal Loan in Jhunjhunu from Poonawalla Fincorp. 

Get a collateral-free loan of up to ₹50 Lakh with no end-use restrictions. Benefit from competitive interest rates, online application, minimal paperwork, no hidden charges, and no foreclosure charges. Apply now!
 

Why Choose Poonawalla Fincorp

High Loan
Amount
Unsecured
Loan
No End-use
Restrictions
Online
Application
Minimal
Documentation
Quick
Approval

Personal Loan EMI Calculator

Calculate your monthly repayments seamlessly using our online EMI calculator. Enter an interest rate, loan amount and tenure to determine the EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jhunjhunu

Meet our simple and straightforward eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: A full-time job at any listed LLP, unlisted public Ltd., PSU, MNC, Central Government, Pvt. Ltd., or internally listed company.
  • Experience: A minimum of one year of work experience and one month with current employer.

Documents Required for a Personal Loan in Jhunjhunu

Skip the hefty paperwork and submit just the minimal documents:

  • Identify Proof: Aadhaar Card, Passport, Voter ID, Driving License, PAN Card.
  • Address Proof: Passport, Electricity Bill, or Rent Agreement.
  • Income Documents: Salary Slip for last 1 month.
  • Financial Documents: Bank account statement for the last 3 months.
  • Employment Proof: Employee ID card or Official mail ID.

Interest Rate and Charges for a Personal Loan in Jhunjhunu

We offer personal use loans at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Renovating your home  
  • Funding higher education  
  • Hosting weddings or other ceremonies 
  • Funding vacation plans 
  • Covering medical emergencies 

Who Can Get a Personal Loan in Jhunjhunu

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for Successful Personal Loan Application

  • Check your credit score 
  • Submit all necessary documents 
  • Ensure you meet the eligibility criteria 
  • Avoid multiple applications 
  • Reduce your debts 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the function of an EMI calculator for Personal Loans?

A Personal Loan EMI calculator is an online tool that can help you compute your equated monthly instalments instantly. Using this tool, you can easily compare loan terms and find out the right loan amount and tenure for your needs. 

Do I need to pledge any securities to avail of a Personal Loan?

No, you need not pledge any securities to avail of a loan for personal use. Poonawalla Fincorp offers unsecured personal use loans. 

Can I avail of a Personal Loan without payslips?

Unfortunately, it is not possible to avail of a Personal Loan from Poonawalla Fincorp without submission of payslips. You must submit payslips for the last 3 months as employment proof.