Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Junagadh Online

Located about 5 km from the sacred Girnar hills in Gujarat, the city of Junagadh is known for its temples, mosques, palaces and forts. Junagadh stands witness to the complex culture and heritage of India, and it has many sites of historic importance, including the Uperkot Fort and the Darbar Hall Museum.

Poonawalla Fincorp offers Personal Loans in Junagadh at competitive interest rates with zero hidden charges. Secure up to ₹50 Lakh collateral-free funds with easy online application, fast processing, quick disbursal, flexible EMIs and many more benefits. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Attractive
Interest Rate
Minimal
Paperwork
Flexible
Loan Tenure
Quick
Approval
No Hidden
Charges

Personal Loan EMI Calculator

Plan your repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Junagadh

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.

Documents Required for Personal Loan in Junagadh

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slip for the 1 month.
  • Financial Documents: Bank account statements for the past 3 months.

Interest Rates and Charges for Personal Loan in Junagadh

Avail of the loan at attractive interest rate and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Default Interest
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Junagadh

  • Financing your higher education
  • Renovating your home
  • Covering travel expenses
  • Financing emergency medical costs
  • Consolidate existing debts

Who Can Get a Personal Loan in Junagadh

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the loan eligibility conditions
  • Check your credit score
  • Maintain your credit utilisation ratio at 30%
  • Upload the necessary loan documents
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the benefits of taking a Personal Loan from Poonawalla Fincorp?

You can secure a high Personal Loan amount of up to ₹50 Lakh from Poonawalla Fincorp with easy online application and minimal documentation. The loan is processed quickly, and the approved amount is disbursed to your bank account. In addition, you can also enjoy other benefits including flexible EMIs, zero foreclosure charges and more.

Can I choose flexible repayment options to repay my Personal Loan from Poonawalla Fincorp?

Definitely. Poonawalla Fincorp offers flexible EMI options for a tenure ranging from 12 to 84 months to repay your Personal Loan in manageable monthly EMIs.

Does Poonawalla Fincorp levy any foreclosure charges for the repayment of Personal Loan?

No. Poonawalla Fincorp does not levy any foreclosure charges for the repayment of your Personal Loan when paid from your own sources. However, a 4% repayment charge, along with applicable taxes are levied when paid from other sources.