Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Bhubaneshwar Online

Bhubaneshwar's robust economy, driven by its industries and tourism, provides a solid financial foundation. Manage your funding needs like education, travel, wedding, medical expenses, etc., with a Personal Loan in Bhubaneshwar from Poonawalla Fincorp.

Get our collateral-free financing with zero end-usage restrictions. Access funding of up to ₹50 Lakh with attractive interest rates, flexible repayment terms, minimal paperwork and fast approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Disbursal
No End-use
Restrictions
Minimal
Documentation
Flexible
Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your monthly payments instantly using our EMI calculator. Simply enter the loan amount, interest rate, and loan tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Bhubaneshwar

Fulfil our simple eligibility criteria:

  • Age Limit: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Bhuvaneshvar

Submit just a few necessary documents:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Employment Proof: Official mail ID or Employee ID Card.
  • Address Proof: Utility Bills, Passport or Rent Agreement.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Bhubaneshwar

We offer a loan for personal use at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Travel and explore new destinations
  • Consolidate high-interest debt
  • Invest in higher education
  • Cover unexpected medical expenses
  • Fund your dream wedding
  • Meet emergency medical expenses

Who Can Get Our Personal Loan

  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried doctors
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Understand the terms and conditions
  • Check your credit score
  • Decide the loan amount based on your requirements
  • Keep all necessary documents ready
  • Avoid submitting multiple loan applications

Poonawalla Fincorp Branch Address in Bhubaneshwar

Poonawalla Fincorp Limited
Address: Office No. 108, 108(a), 109 & 110, 1st Floor, Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What can I use a Personal Loan for?

A Personal Loan can be used for various purposes like covering your travel or education expenses, renovating your home, financing your dream wedding, consolidating existing debt, etc.

What is the minimum work experience required to avail of a Personal Loan from Poonawala Fincorp?

You must have a minimum work experience of 1 year, with at least 1 month of job stability at your current employment to be eligible for getting a Personal Loan.

Is a Personal Loan suitable for financing a wedding?

Yes, Poonawalla Fincorp’s Personal Loan can be used to cover wedding expenses. You can get a collateral-free loan of up to ₹50 Lakh with competitive interest rates, nominal charges, minimal paperwork and fast loan approval.