Get a Personal Loan in Bhubaneshwar Online
Bhubaneswar’s thriving economy, powered by its industrial growth and vibrant tourism sector, offers a strong financial landscape for individuals seeking quick and reliable funding. Whether it’s for education, travel, a wedding, or medical expenses, you can address your financial needs with a Personal Loan in Bhubaneswar.
Our urgent cash loan in Bhubaneswar is designed to offer fast access to funds without the need for collateral. Enjoy zero end-use restrictions and get financing of up to ₹50 Lakh at competitive interest rates. With flexible repayment options, instant approval, and minimal documents required, our instant Personal Loan solutions ensure you’re never held back by financial constraints. Apply now
Why Choose Poonawalla Fincorp
Check Your Monthly EMI Amount
Calculate your monthly payments instantly using our EMI calculator for an urgent cash loan. Enter the loan amount, interest rate, and loan tenure. Try now!
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Bhubaneshwar
To get an urgent cash loan, fulfil our Personal Loan eligibility criteria:
- Age Limit: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000.
Documents Required for a Personal Loan in Bhuvaneshvar
Submit just a few required documents to get a hassle-free Personal Loan:
- KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
- Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
- Employment Proof: Official mail ID or Employee ID Card.
- Address Proof: Utility Bills, Passport or Rent Agreement.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Interest Rate and Charges for a Personal Loan in Bhubaneshwar
We offer a loan for personal use at competitive interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan
Whether you're looking for an urgent cash loan or long-term funding, here are some common ways you can use an instant Personal Loan:
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Travel and explore new destinations
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Consolidate high-interest debt
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Invest in higher education
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Cover unexpected financial emergencies
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Fund your dream wedding
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Meet emergency medical expenses
How is EMI Calculated for a Personal Loan in Bhubaneswar
Understanding your monthly repayment amount is key to planning your finances effectively. At Poonawalla Fincorp, we make it simple for you to calculate your EMI (Equated Monthly Instalment) with our easy-to-use personal loan eligibility calculator for better financial planning.
Your EMI depends on three main factors:
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Loan Amount – The total amount you borrow.
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Interest Rate – The rate applicable to your loan.
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Loan Tenure – The duration over which you choose to repay.
The EMI is calculated using the formula:
EMI = [P × R × (1+R)^N] / [(1+R)^N – 1]
Where:
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P is the principal loan amount
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R is the monthly interest rate (annual rate divided by 12)
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N is the loan tenure in months
Who Can Get Our Personal Loan
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Salaried individuals
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Salaried Chartered Accountants
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Salaried doctors
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Salaried Company Secretaries
Tips for a Successful Personal Loan Application
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Check the eligibility criteria
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Understand the terms and conditions
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Check your credit score
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Decide the loan amount based on your requirements
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Keep all necessary documents ready
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Avoid submitting multiple loan applications
Poonawalla Fincorp Branch Address in Bhubaneshwar
Poonawalla Fincorp Limited
Address: Office No. 108, 108(a), 109 & 110, 1st Floor, Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
A Personal Loan can be used for various purposes like covering travel or education expenses, renovating your home, financing your dream wedding, consolidating existing debt, etc.
You must have a minimum work experience of 1 year, with at least 1 month of job stability at your current employment, to be eligible for an urgent cash loan in Bhubaneswar, including for a self-employed individual.
You can avail of a Personal Loan in Bhubaneswar of up to ₹50 Lakh, depending on your eligibility. The final loan amount is determined based on factors such as your monthly income, credit score, employment status, and overall financial profile.
To be eligible for a Personal Loan in Bhubaneswar, you must have a minimum monthly income of ₹30,000.
Yes, you can apply for a Personal loan in Bhubaneswar even if you don’t have a credit history. Instead of relying solely on your credit score, we evaluate factors such as your monthly income, employment stability, and bank statements. With minimal documentation and a fully digital process, you can get quick access to funds without any hassle.
Yes, Poonawalla Fincorp’s Personal Loan can be used to cover wedding expenses. You can get a collateral-free loan of up to ₹50 Lakh with competitive interest rates, nominal charges, minimal paperwork and fast loan approval.
To get an urgent cash loan in Bhubaneswar, follow the 3 steps:
Step 1: Tap the “Apply Now” button to initiate your Personal Loan application process.
Step 2: Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Step 3: Upload the documents required for quicker approval.
On successful verification, the amount will be disbursed into your bank account instantly.