Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Kolhapur

A city of much religious significance, the city of Kolhapur also holds tremendous historical and cultural value. Situated on the banks of the Panchganga river in southern Maharashtra, this temple city is also famous for handcrafted leather slippers, commonly known as Kolhapuri chappals. Poonawalla Fincorp offers Personal Loans in Kolhapur at attractive interest rates with no hidden charges. Apply online with minimal documentation and enjoy benefits like fast processing, quick approval, flexible EMIs and more. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Attractive
Interest Rate
Flexible
Loan Tenure
Minimal
Paperwork
Quick
Approval
No Hidden
Charges

Personal Loan EMI Calculator

Plan your repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Kolhapur

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.

Documents Required for a Personal Loan in Kolhapur

Submit just a few essential documents for a seamless application:

  • KYC Documents: Utility Bills, Rent Agreement or Passport.
  • Address Proof: Passport, Utility Bills, Rent Agreement.
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slip for the past 1 month.
  • Financial Documents Bank account statements for the past 3 months.

Interest Rates and Charges for Personal Loan in Kolhapur

Get the loan at attractive interest rates and nominal charges.

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Kolhapur

  • Financing your higher education
  • Renovating your home
  • Covering travel expenses
  • Financing emergency medical costs
  • Consolidate existing debts

Who Can Get a Personal Loan in Kolhapur

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the loan eligibility conditions
  • Check your credit score
  • Maintain your credit utilisation ratio at 30%
  • Upload the necessary loan documents
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Kolhapur

Poonawalla Fincorp Branch 

Address: Office No 13, 2nd Floor, RD Vichare Commercial Complex Limited, Gemstone building, Near CBS Bus Stand, New Shahpuri, Kolhapur, Maharashtra -416001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm

(Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How much Personal Loan amount can I get in Kolhapur?

With Poonawalla Fincorp, you can easily get a maximum Personal Loan amount of up to ₹50 Lakh in Kolhapur. Based on your specific needs, you can choose flexibly starting from a minimum amount of ₹1 Lakh.

What are the benefits of taking a Personal Loan from Poonawalla Fincorp?

Besides a high loan amount and competitive interest rates, you can enjoy multiple benefits of securing a Personal Loan from Poonawalla Fincorp. Some of the notable benefits include flexible EMIs, zero foreclosure charges, minimum documentation, fast approval etc.

Does Poonawalla Fincorp levy any foreclosure charges for Personal Loan repayment?

Poonawalla Fincorp does not levy any foreclosure charges for Personal Loan repayment when paid from your own sources. However, a 4% repayment charge plus applicable taxes are levied when paid from other sources