Get a Collateral-free Personal Loan in Kolhapur
A city of much religious significance, the city of Kolhapur also holds tremendous historical and cultural value. Situated on the banks of the Panchganga river in southern Maharashtra, this temple city is also famous for handcrafted leather slippers, commonly known as Kolhapuri chappals. Poonawalla Fincorp offers Personal Loans in Kolhapur at attractive interest rates with no hidden charges. Apply online with minimal documentation and enjoy benefits like fast processing, quick approval, flexible EMIs and more. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Plan your repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Kolhapur
Fulfil our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian
- Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
- Monthly Salary: A minimum of ₹30,000.
- Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.
Documents Required for a Personal Loan in Kolhapur
Submit just a few essential documents for a seamless application:
- KYC Documents: Utility Bills, Rent Agreement or Passport.
- Address Proof: Passport, Utility Bills, Rent Agreement.
- Employment Proof: Official mail ID or employee ID card.
- Income Proof: Salary slip for the past 1 month.
- Financial Documents Bank account statements for the past 3 months.
Interest Rates and Charges for Personal Loan in Kolhapur
Get the loan at attractive interest rates and nominal charges.
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Kolhapur
- Financing your higher education
- Renovating your home
- Covering travel expenses
- Financing emergency medical costs
- Consolidate existing debts
Who Can Get a Personal Loan in Kolhapur
- Salaried Individuals
- Salaried Doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Check the loan eligibility conditions
- Check your credit score
- Maintain your credit utilisation ratio at 30%
- Upload the necessary loan documents
- Avoid multiple loan applications
Poonawalla Fincorp Branch Address in Kolhapur
Poonawalla Fincorp Branch
Address: Office No 13, 2nd Floor, RD Vichare Commercial Complex Limited, Gemstone building, Near CBS Bus Stand, New Shahpuri, Kolhapur, Maharashtra -416001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
With Poonawalla Fincorp, you can easily get a maximum Personal Loan amount of up to ₹50 Lakh in Kolhapur. Based on your specific needs, you can choose flexibly starting from a minimum amount of ₹1 Lakh.
Besides a high loan amount and competitive interest rates, you can enjoy multiple benefits of securing a Personal Loan from Poonawalla Fincorp. Some of the notable benefits include flexible EMIs, zero foreclosure charges, minimum documentation, fast approval etc.
Poonawalla Fincorp does not levy any foreclosure charges for Personal Loan repayment when paid from your own sources. However, a 4% repayment charge plus applicable taxes are levied when paid from other sources