Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Quick Personal Loan in Agra

Agra is famous for its historical monuments and rich cultural heritage. It is also an important commercial centre in Uttar Pradesh with industries like leather goods, tourism, electrical items, etc. Meet your personal needs with a collateral-free personal use loan from Poonawalla Fincorp. Get a Personal Loan in Agra with competitive interest rates, no end-use restrictions, flexible repayment terms and quick approval. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Quick
Approval
Flexible
Loan Tenure
No End-use
Restrictions
Minimal
Documentation

Personal Loan EMI Calculator

Calculate your EMIs with our EMI calculator. Enter the loan amount, interest rate and tenure to calculate your monthly repayment amount. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Agra

Meet our simple eligibility criteria:

  • Age Limit: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year and above, with at least 1 month with the current employer.
  • Net Monthly Salary: Minimum ₹30,000.

Documents Required for a Personal Loan in Agra

Submit just a few essential documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Proof: Salary slips for the last 3 months.
  • Financial Statements: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Agra

Unlock attractive interest rates and minimal fees with our personal use loan:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Finance your dream wedding 
  • Cover home renovation costs 
  • Pay for education-related expenses  
  • Meet emergency medical expenses 
  • Debt consolidation 
  • Purchase high-value electronics or appliances 

Who Can Get a Personal Loan

  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried doctors
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check if you meet the eligibility criteria 
  • Read all loan-related terms and conditions in advance 
  • Check your credit score before applying for the loan 
  • Decide the loan amount based on your financial requirements 
  • Keep documents ready before applying for the loan 

Poonawalla Fincorp Branch Address in Agra

Poonawalla Fincorp Limited 

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use the loan amount for any purpose?

Yes, our Personal Loan comes with no end-use restrictions. This means you can use the funds for personal needs, whether it is shopping, travel, home renovations, medical expenses, or to cover business-related expenses.

What is the minimum credit score required to apply for a Personal Loan?

Having a credit score of 750 and above increases your chances for loan approval while applying for a Personal Loan with Poonawalla Fincorp.

Can I apply for a Personal Loan in Agra without salary slips?

No, you must submit your salary slips to apply for an unsecured loan from Poonawalla Fincorp.