Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Jamshedpur Online

Jamshedpur, the ‘Steel City of India’, is also one of the first smart cities. Turn your dreams into reality in this city with a Personal Loan from Poonawalla Fincorp.

Whether you need funds for a big-ticket purchase or to cover unexpected expenses, a personal use loan covers all your needs. Get a high loan amount of up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive Interest
Rate
No End-use
Restrictions
Minimal
Paperwork
Flexible
Repayment Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your monthly repayments in an instant with our online EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jamshedpur

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan in Jamshedpur

Submit the essential documents for a streamlined application process:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slips for the last 3 months.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for Personal Loan in Jamshedpur

Our loan for personal use comes with competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Jamshedpur

  • Higher education
  • Business expansion
  • Medical emergencies
  • Debt consolidation
  • Home renovation
  • Vacation
     

Who Can Get a Personal Loan in Jamshedpur

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for Successful Personal Loan Application

  • Check eligibility criteria
  • Maintain a healthy debt-to-income ratio 
  • Review your credit score
  • Disclose all income sources
  • Provide accurate information
     

Poonawalla Fincorp Branch Address in Jamshedpur

Poonawalla Fincorp Limited

Address: 1 S.B. Shop Area, 2nd Floor, Shantiniketan, Main Road, Bistupur, Singhbhum, Jamshedpur, Jharkhand-831001.

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What happens if you fail to repay a Personal Loan?

If you don't repay or if you fail to repay your loan, your credit score may be affected. Moreover, you may also face legal action, including asset confiscation. It is advisable to repay your loan on time.

What is the minimum income required to apply for a Personal Loan?

To qualify for a Personal Loan from Poonawalla Fincorp, you must have a minimum monthly salary of ₹30,000.

Is the interest rate the same for all applicants?

Poonawalla Fincorp offers personal use loans at interest rates starting at 9.99%* p.a. The interest rate applicable to you may vary based on various factors such as your credit score, income, loan amount, and tenure.