Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Vapi Effortlessly

Vapi, one of the largest industrial powerhouses in Gujarat, offers a unique blend of industrial progress and cultural richness. Fulfil your financial needs in this city with a personal loan from Poonawalla Fincorp. Avail of instant funds of up to ₹50 Lakh and fulfil multiple purposes - from paying for your child's education to covering emergency medical expenses. Benefit from our competitive interest rates, minimal charges, and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
No End-use
Restrictions
Quick
Approval
No Hidden
Charges
Online
Application Process

Personal Loan EMI Calculator

Compute your monthly payments using our user-friendly EMI calculator. Just enter the loan amount, tenure and interest rates to know your EMIs instantly. Try it!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Vapi

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Vapi

Submit just a few essential documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Proof of Employment: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.
 

Interest Rate and Charges for a Personal Loan in Vapi

Avail of a personal use loan at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Vapi

  • Renovate your home
  • Finance your travel costs 
  • Pay for emergency medical expenses
  • Fund your children’s education
  • Buy consumer durables
     

Who Can Get a Personal Loan in Vapi

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for Successful Personal Loan Application

  • Check the eligibility criteria for availing the loan
  • Maintain a low debt-to-income ratio
  • Check your credit score 
  • Keep the necessary documents handy
  • Avoid applying for multiple loans
     

Poonawalla Fincorp Branch Address in Vapi

Poonawalla Fincorp Limited

Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use a Personal Loan for any purpose?

Yes, you can use Poonawalla Fincorp's loan scheme for a variety of purposes, including home renovation, education, medical expenses, purchasing consumer durables, etc. 

How can I increase my chances of getting a Personal Loan?

To improve your chances of getting a loan approval from Poonawalla Fincorp, build/maintain a good credit score, borrow only the amount you need, fulfil all eligibility criteria, submit the necessary documents, keep your credit utilisation ratio below 30%, maintain a low debt-to-income ratio and choose a repayment tenure that suits your budget.

Can I apply for a Personal Loan if I have an existing loan?

Yes, you can apply for a new Personal Loan even if you have an existing loan, provided you fulfil the eligibility criteria and have a good repayment history. Ensure to maintain a low debt-to-income ratio to have higher chances of loan approval.