Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Use our EMI calculator to know your monthly payments. Enter the loan amount, interest rate and tenure to calculate your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹ 100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free
Loan
Interest rate icon Attractive Interest
Rate
Quick icon Quick
Approval
Zero icon No Hidden
Charges
document icon Minimal
Paperwork
EMI icon Flexible Loan
Tenure

Apply for a Personal Loan Online in Just 3 Steps

Step 1 of loan application: Click 'Apply Now' Fill out the online form to start your loan application.

Click on Apply Now

Tap the Apply Now button to initiate your application.

Step 2 of loan application: Upload Documents Provide your KYC documents to complete the verification.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step 3 of loan application: Get Funds Get the loan amount disbursed to your bank account.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Upload just a few documents to apply for the loan:

KYC Documents PAN card and Aadhaar card for identity and address verification.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage. 

  • Paying for urgent medical treatments  
  • Financing your higher education 
  • Covering your travel costs 
  • Renovating your home 
  • Purchasing consumer durables 
  • Salaried
  • Self-Employed
  • Full-time job with a government entity
  • Public/private limited company,
  • LLP
  • Educational institution 
  • A company approved by Poonawalla Fincorp.
  • Fulfil the eligibility criteria  
  • Maintain a low debt-to-income ratio  
  • Check your credit score  
  • Keep the required documents ready  
  • Avoid submitting multiple loan applications 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Yes, you can avail of our Personal Loan for debt consolidation. Availing of a debt consolidation loan allows you to simplify your EMI payments and reduce your overall interest burden. 

The interest rate for Poonawalla Fincorp’s personal-use loan starts from 9.99%* p.a. The final interest rate applicable depends on your CIBIL score, monthly income, repayment capacity, employment profile, etc. 

The minimum EMI for Poonawalla Fincorp’s loan for personal use is ₹2,124. This EMI is payable for a loan amount of ₹1 Lakh, tenure of 5 years and interest rate of 9.99%* p.a. 

contact us

Corporate Office: Unit No.
2401 , 24th Floor, Altimus,
Dr G.M. Bhosale Marg, Worli,
Mumbai, Maharashtra-400018

Registered Office: 201 and 202,
2nd Floor, AP81, Koregaon Park
Annexe, Mundhwa,
Pune, Maharashtra - 411036

Locate us

Toll Free No: 1800-266-3201
Timing: 9:00 AM to 7:00 PM
Monday - Saturday
(Closed on Sundays & Public holidays)

Blog

rightArrow