Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Anantapur Online

Anantapur is known for its rich history and unique architecture. The city is emerging as a technological hub influencing rapid development. Utilise the opportunities created by the city to fulfil your dreams. Get a Personal Loan in Anantapur from Poonawalla Fincorp and meet all your fund requirements.

From medical emergencies to vacations, our loan is customised to support all your needs. Get up to ₹50 Lakh without pledging any collateral at competitive interest rates, with minimal documentation, quick approval, and flexible loan terms. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Affordable
Interest Rate
Minimal
Documentation
No End-use
Restrictions
Flexible
Repayment Tenure

Personal Loan EMI Calculator

Calculate your monthly repayments seamlessly using our online EMI calculator. Just enter the loan amount, interest rate, and tenure to determine the EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Anantapur

Meet our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Income: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Anantapur

Skip the hefty paperwork and submit just the mandatory documents:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month.
  • Financial Statements: Bank statement for the last 3 months.
  • Proof of Employment: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Anantapur

Avail of the loan at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Anantapur

  • Home renovation
  • Dream vacation
  • Grand wedding celebrations
  • Emergency fund
  • Medical expenses
  • Debt consolidation

Who Can Get a Personal Loan in Anantapur

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for Successful Personal Loan Application

  • Check your credit score
  • Submit all necessary documents
  • Ensure you meet the eligibility criteria
  • Avoid multiple applications
  • Reduce your debts

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Do I need to mortgage my assets to avail of a Personal Loan?

No. Poonawalla Fincorp offers collateral-free loan with no end-use restrictions.

How can I apply for a Personal Loan in Anantapur?

To apply, visit our nearest branch or apply online. For online application, follow these 3 simple steps:

Step 1: Click on ‘Apply Now’.

Step 2: Fill out the application form.

Step 3: Upload all the necessary documents.

Upon verification, the loan amount will be credited to your bank account instantly.

Do I need a CIBIL score of 750 for a Personal Loan in Anantapur?

A CIBIL score of 750 and above is considered a good score. A good credit score improves your chances of loan approval along with favourable loan terms.