Get a Collateral-free Personal Loan in Cuttack
Cuttack is also known as the ‘Millenium City’. It is famous for its silver filigree works. The city is a perfect blend of history, culture, commerce, and modernity. Meet all your fund requirements in this dynamic city with a Personal Loan in Cuttack from Poonawalla Fincorp.
Use the loan amount for higher education, overseas vacation, wedding, or any other personal needs with no end-use restrictions. Get a collateral-free loan of up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Calculate your EMIs with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Cuttack
Meet our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time employment with a private or public limited company.
- Work Experience: Minimum 1 year, with 1 month in the current company.
- Monthly Income: Minimum of ₹30,000.
Documents Required for a Personal Loan in Cuttack
Submit just a few mandatory documents:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
- Address Proof: Utility Bills, Passport or Rent Agreement.
- Income Documents: Salary slip for the last 1 month.
- Financial Documents: Bank statements for the last 3 months.
- Employment Proof: Official email ID or employee ID card.
Interest Rate and Charges for a Personal Loan in Cuttack
We offer personal use loan at competitive interest rates and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Cuttack
- Home renovation or remodelling
- Consolidating debt
- Financing travel plans
- Funding emergencies
- Funding wedding ceremonies
Who Can Get a Personal Loan in Cuttack
- Salaried individuals
- Salaried Chartered Accountants
- Salaried Company Secretaries
- Salaried doctors
Tips for Successful Personal Loan Application
- Have all required documents ready
- Check your credit score
- Verify your eligibility
- Provide accurate and complete information
- Avoid multiple loan applications
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Typically, Personal Loans or any kind of loans can be repaid through Equated Monthly Instalments (EMIs). However, you also have the option of making a prepayment or a foreclosure. This lets you make a lump sum payment to reduce or pay off your outstanding balance.
Failing to repay can result in legal action, including the penalties for default, and it will significantly affect your credit score. Therefore, it's important to maintain genuine intent and repay your EMIs by the due date.
Yes, multiple credit applications may impact your credit score. Each credit application creates a hard inquiry by the lender. Multiple hard inquiries affect your credit score.