Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Ahmednagar

Ahmednagar, a city in Maharashtra, is known for its historical monuments, scenic landscape and industries such as sugar, distilleries, paper mills, etc. Meet your financial obligations in this city—from covering emergency medical bills to consolidating debt—with a Personal Loan from Poonawalla Fincorp. Get a collateral-free loan of up to ₹50 Lakh with minimal paperwork. Benefit from our attractive interest rates, flexible EMIs, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No Hidden
Charges
No End-use
Restrictions
Minimal
Paperwork
Online Application
Process

Personal Loan EMI Calculator in Ahmednagar

Calculate your EMIs instantly with our EMI calculator. Just enter the loan amount, interest rate and loan tenure. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Ahmednagar

Fulfil our simple eligibility requirements to avail of a loan for personal use:

  • Age: Between 21 to 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a public or private sector organisation.
  • Work Experience: 1 year and above, with a minimum of 1 month with the current employer.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Ahmednagar

Submit just a few documents to apply for a personal credit loan:

  • KYC Documents: PAN Card, Aadhaar Card, Passport, Driving License or Voter ID
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months
  • Address Proof: Rent Agreement, Utility Bills, or Passport
  • Proof of Employment: Official mail ID or Employee ID Card (if confirmation of official mail ID is not possible)

Note: The list of documents mentioned above is indicative. You may have to upload additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Ahmednagar

Get a loan for personal use with competitive interest rates and nominal fees:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Ahmednagar

  • Paying emergency medical bills
  • Consolidating high-interest debt
  • Paying for a grand wedding
  • Pursuing higher education
  • Renovating your home

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Decide the loan amount based on your requirements
  • Monitor your credit report for inaccuracies
  • Check your credit score
  • Keep the loan documents handy
  • Do not apply for multiple loans at once

Poonawalla Fincorp Branch Address in Ahmednagar

Poonawalla Fincorp Limited

Address: Office No. 201, Second Floor, Siddhivinayak Complex, Business Center, Professor Chowk, Savedi, Ahmednagar, Maharashtra - 414003

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the minimum credit score required to get a Personal Loan in Ahmednagar?

The minimum credit score requirement for availing of an unsecured Personal Loan in Ahmednagar starts from 700. Having a CIBIL score of 700 and above improves your chances of securing loan approval for a Personal Loan from Poonawalla Fincorp.

Can I use the loan to pay off existing high-interest debts?

Yes, you can use the Personal Loan to consolidate debt and pay off high-interest debts, helping you manage your finances better and potentially save on interest costs.

Can I settle my Personal Loan before the end of its tenure?

Yes, you can easily foreclose Poonawalla Fincorp’s Personal Loan before the end of your loan tenure. If you prepay the loan from using your income sources, there will be no pre-payment charges. However, if you use other fund sources to prepay the loan, you will have to pay 4% prepayment charges.