Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Sikar Seamlessly

Sikar is a prominent city in Rajasthan known for its coaching centres, agricultural commodity trading and historical attractions. The city offers a rich blend of heritage, art, and culture. Meet your fund requirements in this city with a Personal Loan from Poonawalla Fincorp. From overseas vacations to weddings, fulfil all your needs with our collateral-free loan. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive Interest
Rate
No End-use
Restrictions
No Collateral
Required
Minimal
Paperwork
Flexible Repayment
Tenure

Personal Loan EMI Calculator

Plan your monthly repayments easily with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Sikar

Fulfil our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Salary: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Sikar

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Sikar

Access loans at competitive interest rates and minimal charges:

Interest Rate
9.99%*p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce, along with applicable charges
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Sikar

  • Consolidating multiple debts  
  • Funding for medical emergencies 
  • Hosting a wedding  
  • Financing a foreign trip  
  • Dealing with personal emergencies 
  • Covering children’s education costs 

Who Can Get a Personal Loan in Sikar

  • Salaried Chartered Accountant
  • Salaried Company Secretary
  • Salaried individual
  • Salaried doctor

Tips for a Successful Personal Loan Application

  • Review your credit score 
  • Check the eligibility criteria 
  • Submit all the necessary documents 
  • Reduce your existing debts 
  • Provide proof of stable income 
  • Fill the application correctly 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Are there any hidden charges in Poonawalla Fincorp's Personal Loans?

Poonawalla Fincorp believes in 100% transparency with our customers. We disclose all the charges beforehand, which are also mentioned in the loan agreement. 

Can I negotiate the interest rate on my Personal Loan?

While rates are generally standardised, having a good credit score and strong financial profile may give you some negotiating power. 

What is the minimum credit score required to apply for a Personal Loan?

A CIBIL score of at least 700 and above is considered good when applying for a Personal Loan. A good credit score improves your chances of loan approval with favourable loan terms.