Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Cover Your Expenses With a Personal Loan in Sonipat

Sonipat is a planned industrial city in Haryana. In this growing city, if you need funds to manage your expenses or cover a sudden medical emergency, you can bank on a Personal Loan from Poonawalla Fincorp. Secure up to ₹50 Lakh with minimal documents, competitive interest rates, and fast disbursal. Benefit from a 100% digital application process and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free Loan
No End-use
Restrictions
Minimal Documentation
Flexible Repayment
Tenure
Quick
Disbursal

Personal Loan EMI Calculator

Calculate your monthly payments with our EMI Calculator. Slide the bar to enter the loan amount, tenure and interest rate to instantly view the results. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Sonipat

Fulfil our simple eligibility criteria: 

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: Minimum ₹30,000.

Documents Required for Personal Loan in Sonipat

Submit a few documents to apply for a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Sonipat

Get personal use loan at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Sonipat

  • Meeting unforeseen medical emergencies
  • Covering higher education expenses  
  • Renovating or repairing your home
  • Buying consumer durables
  • Travelling abroad 
  • Consolidating existing debts 

Who Can Get a Personal Loan in Sonipat

  • Salaried Individuals 
  • Salaried Company Secretaries 
  • Salaried Chartered Accountants 
  • Salaried Doctors 

Tips for a Successful Personal Loan Application 

  • Check the loan eligibility criteria
  • Maintain a low debt-to-income ratio
  • Check your credit score
  • Keep the loan documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Sonipat

Poonawalla Fincorp Limited

Address: 2nd Floor, R Square, Agarsen Chowk, Rajeev Colony, Sonipat, Haryana-131001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the highest Personal Loan amount I can opt for in Sonipat?

You can avail of a loan for personal use for up to ₹50 Lakh from Poonawalla Fincorp. The final loan amount depends on your monthly income, credit score, employment profile, repayment capacity, etc.

Can I use a Personal Loan to organise a big wedding in Sonipat?  

Yes, you can use a personal credit loan in Sonipat to meet various expenses associated with organising a wedding. Pay for decorations, catering, venue, events, after-parties, etc., with this collateral-free loan from Poonawalla Fincorp!

Can a doctor avail of a Personal Loan?

Yes, you can get a Personal Loan from Poonawalla Fincorp as a salaried doctor. To increase your likelihood of getting the loan, you must fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly income: Minimum ₹30,000.

Additionally, you should also submit these documents to avail of the loan:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent agreement, utility bills, or passport.
  • Proof of Employment: Official mail ID confirmation or Employee ID card.