Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Kanpur

Kanpur, a major industrial hub in Uttar Pradesh, is renowned for its cultural heritage and tourism. Address your financial needs, be it education, travel, emergency medical expenses, etc., in the city with a Personal Loan from Poonawalla Fincorp. Opt for our collateral-free loan of up to ₹50 Lakh with no restrictions on end-usage of funds. Enjoy competitive interest rates, nominal charges, minimal documentation and fast disbursal. Apply now!

Why Choose Poonawalla Fincorp

No Collateral
Required
Quick
Approval
No End-use
Restrictions
Simple
Documentation
No Hidden
Charges
Competitive
Interest Rate

Personal Loan EMI Calculator

Use our EMI calculator to know your monthly payments. Enter the loan amount, tenure and interest rates to quickly know your EMIs. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Kanpur

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian citizen.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Kanpur

Submit a few essential documents:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Employment Proof: Official mail ID or Employee ID card.
  • Address Proof: Utility Bills, Passport or Rent Agreement.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Kanpur

Get a loan for personal use at attractive interest rates and minimal fees:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Kanpur

  • Cover travelling costs
  • Renovate your home
  • Pay for higher studies
  • Cover medical costs
  • Finance your dream wedding
  • Consolidate existing debts

Who Can Avail of a Personal Loan in Kanpur

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Who Can Get a Personal Loan in Kanpur

  • Check if you meet our eligibility criteria
  • Reduce your debt-to-income ratio
  • Check your credit score
  • Decide the loan amount based on your requirements
  • Keep the necessary documents handy
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Kanpur

Poonawalla Fincorp Limited
Address: 1st Floor, 16/116 (29), Plot No 34, Block 16 (subplot 4) Bhargava Estate, Civil Lines, Kanpur, Uttar Pradesh - 208001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What factors can affect an applicant's eligibility for availing of a Personal Loan?

Several factors can affect the eligibility of a loan applicant including age, monthly income, work experience, nationality, credit score and repayment history.

What is the processing fee for availing of a Personal Loan?

We provide the best-in-class loan services in the market for a nominal processing fee of up to 3% (plus applicable taxes). We ensure your mental peace by guaranteeing 24/7 support without any other hidden charges.

How do I qualify for availing of a Personal Loan?

To qualify for a Personal Loan from Poonawalla Fincorp, ensure that you meet the eligibility requirements. Before you hit the ‘Apply Now’ button, keep all the necessary documents, including KYC proof, address proof, income proof, etc. ready for submission to increase your chance of availing of a Personal Loan.