Get a Quick Personal Loan in Hyderabad
Hyderabad is known as the ‘City of Pearls’ for its booming pearl processing and trading industry. This vibrant city is a blend of rich history and modern culture. Live up to the city’s life with a Personal Loan in Hyderabad from Poonawalla Fincorp.
Whether it's medical expenses, a home renovation, or any other unexpected expenses, our loan meets your financial needs with no restrictions on the end-use. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, flexible repayment options, and no hidden charges. Apply now!
Personal Loan EMI Calculator
Determine your monthly loan repayments with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and repayment tenure to know your Personal Loan EMIs instantly. Calculate now!
Why Choose Poonawalla Fincorp
High Loan Amount
Collateral-free Loan
AttractiveInterest Rate
No End-use Restrictions
Minimal Documentation
Quick Approval
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil our simple loan eligibility criteria to qualify for a Hyderabad Personal Loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Monthly Salary: At least ₹30,000.
- Employment: Full-time employment with a private or public limited company.
- Work Experience: Minimum 1 year, with 1 month in the current company.
Submit the necessary documents for a hassle-free Personal Loan application process:
- KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
- Address Proof: Utility Bills, Rent Agreement or Passport.
- Income Documents: Salary slips for the last 1 month.
- Financial Documents: Bank statement for the last 3 months.
- Employment Proof: Official email ID or employee ID card.
We offer loans for personal use at attractive interest rates and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Whether you're planning ahead or facing an unexpected expense, an instant loan can be a flexible solution to help you achieve your financial goals. Here are some common and practical uses of a Personal Loan in Hyderabad:
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Home renovation
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Dream vacation
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Medical emergencies
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Debt consolidation
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Fulfilling other sudden or planned financial needs
Below are the types of people who can get a Hyderabad Personal Loan:
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Salaried individuals
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Self-employed individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Check your credit profile
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Check the Personal Loan EMI calculator before applying
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Submit all required documents
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Ensure you meet the eligibility criteria
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Avoid multiple applications
Poonawalla Fincorp Limited
Address: Office No.G-1 to G-4, Ground Floor, Block 'B', Roxana Towers, H No.7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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personal loan25 Nov 2025| 5 min -
Frequently Asked Questions
Yes, you can prepay your loan early at no extra cost if paid from your sources. However, a 4% foreclosure fee is levied if paid from other sources.
A credit score of 750 and above is considered a good score when applying for a loan in Hyderabad. A good credit score improves your chances of loan approval, along with favourable loan terms, while a low score makes it tougher to get approval or benefit from terms like affordable interest rates.
It is advisable to pay your EMIs regularly, as missing an EMI payment impacts your CIBIL score and could also lead to an increase in your Personal Loan interest rate. A late payment fee of 2% per month is also levied on missed payments.
Eligibility for a Personal Loan in Hyderabad typically requires an age between 21 and 60 years. In addition, you need to have a minimum credit score of 750, a minimum monthly income of ₹30,000, and at least a year of stable employment. You should also be employed at a full-time job for at least a month at your workplace.
Normally, Personal Loan processing fees typically range from 0.5% to 3% of the total loan amount. Some lenders offer minimal processing fees that range from 0% to 3% plus taxes, making it easier for borrowers to reduce their overall borrowing cost.
Typically, salaried individuals should have a minimum salary of ₹30,000 to be eligible for a loan. That being said, there are several lenders who offer loans for people with lower net income. Doing your research will ensure you find a lender with the ideal financial solutions for you.
Quick approval of a Personal Loan can lead to disbursal within 24 hours. Though this depends on how well you meet the approval criteria, approval generally takes a few hours to a few days at most. The option to apply online saves time as compared to traditional processes, making the entire online process more efficient. Plus, minimal documentation is required to process Personal Loans in Hyderabad.
Personal loans in Hyderabad can be utilised for various purposes, including weddings, education, and medical emergencies.
You can avail of a personal loan of up to ₹50 lakhs in Hyderabad, depending on your eligibility. The final loan amount depends on factors like your income, credit score, and repayment capacity.
You can apply for an instant personal loan online in just a few simple steps.
Step 1: Click on 'Apply Now'
Step 2: Enter the Details
Step 3: Upload the documents
On successful verification, the loan amount will be disbursed into your bank account instantly