Up to ₹5Lakh
Quick Approval
No Hidden Charges

Instant Loan EMI Calculator

Accurately estimate your monthly instalments using our EMI calculator. Calculate your EMIs instantly by entering the loan amount, tenure and interest rate. Use it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16%
36%

Tenure

Months
12 Months
36 Months

Why Choose Poonawalla Fincorp

Loan icon High
Loan Amount
Interest Rate Icon Competitive Interest
Rate
collateral icon No Collateral
Required
Use icon No End-use
Restrictions
quick icon Quick
Approval
No Hidden Charges No Hidden
Charges

How to Apply for an Instant Loan Online in Just 3 Steps

Step 1 icon

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step 3 icon

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Provide minimal documents to apply for the loan:

KYC Documents PAN card and Aadhaar card for identity and address verification.
  • Renovate your existing home  
  • Fund your higher education  
  • Finance your travel vacation  
  • Host your dream wedding 
  • Cover medical emergency costs 
  • Salaried
  • Self-Employed
  • Full-time job with a government entity
  • Public/private limited company,
  • LLP
  • Educational institution 
  • A company approved by Poonawalla Fincorp.
  • Check the loan eligibility criteria  
  • Reduce your credit utilisation ratio to 30%  
  • Check your credit score 
  • Keep the required documents ready 
  • Avoid submitting multiple loan applications 

Poonawalla Fincorp Limited

Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Applying for a loan several times within a short time can negatively impact your credit score. When you apply for a Instant Loan, the credit bureau makes a hard inquiry to check your credit history. While a single hard inquiry has a minimal impact on your credit score, applying for a loan or credit facility multiple times within a short period leads to multiple hard inquiries. This can have an adverse effect on your credit score and reduce your eligibility to avail of credit facilities in the future. 

Prepayments allow you to partially pay the outstanding loan amount with a lump sum payment before the end of the loan term. This feature empowers you to manage your finances and reduce your loan burden. At Poonawalla Fincorp, we do not charge any foreclosure or prepayment charges if the loan amount is paid from your own sources. However, if you prepay the loan using other fund sources, a 4% charge is applicable. 

If you have a poor credit score, getting a Personal Loan will not be easy. To be eligible for a loan from Poonawalla Fincorp, you must have a credit score of 700 and above.