Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Lucknow Online

Lucknow is known as the ‘City of Nawabs’. It is a multicultural city with a rich historical significance that has influenced its culture and art. Fulfil all your aspirations or address immediate fund requirements in this city with a Personal Loan from Poonawalla Fincorp.

Cover your wedding expenses, pay for higher education, travel the world, or fund medical emergencies with this collateral-free loan. Avail of up to ₹50 Lakh with no end-use restrictions, hidden charges, or hefty paperwork. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Competitive Interest Rate
Unsecured
Loan
No End-use
Restrictions
Flexible
Repayment Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your monthly repayments in an instant with our online EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Lucknow

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: A full-time job at any LLP, PSU, MNC, Central Government, Pvt Ltd, public Ltd, listed or unlisted company.
  • Monthly Income: Minimum of ₹30,000.
  • Experience: A minimum of 1 year of work experience and 1 month with current employer.

Documents Required for a Personal Loan in Lucknow

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Income Documents: Latest 1 month salary slip.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Verification: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Lucknow

Access loans at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Lucknow

  • Medical bills
  • Home renovation
  • Higher education
  • Wedding expenses
  • Debt consolidation
  • International trip

Who Can Get a Personal Loan in Lucknow

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check your credit score
  • Submit all necessary documents
  • Ensure you meet the eligibility criteria
  • Avoid multiple applications
  • Fill out the application correctly
  • Reduce your existing debts

Poonawalla Fincorp Branch Address in Lucknow

Poonawalla Fincorp Limited
Address: Unit no. 106, 1st Floor, Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh-226001 
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use a Personal Loan for a wedding?

Yes, you can get a loan for a wedding from Poonawalla Fincorp. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. 

Can I get a Personal Loan for travelling?

Yes, you can get a loan for travel from Poonawalla Fincorp. Get up to ₹50 Lakh at affordable interest rates with online application, minimal paperwork, no hidden charges and zero foreclosure charges.  

What are the applicable processing fees for the Personal Loan?

Poonawalla Fincorp levies a nominal processing fee of up to 3% as a processing fee.