Get a Quick and Easy Personal Loan in Patiala
Patiala, the ‘Royal City’ of Punjab, is recognized for its excellence in handicrafts, suits, footwear, hair-tying cords and waist cords. Fulfil your goals and maintain your desired lifestyle in this beautiful city with a Personal Loan from Poonawalla Fincorp. Meet unexpected expenses with minimal documentation, no hidden charges and quick approval. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Use our EMI calculator to estimate your future monthly obligations instantly. Plan your finances seamlessly by entering the loan amount, tenure, and interest rates. Calculate now!
Apply for a Personal Loan In Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
Eligibility Criteria for Personal Loan in Patiala
Cover your needs immediately by fulfilling our loan eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: A full-time job at any LLP, PSU, MNC, Central Government, Pvt. Ltd., listed, unlisted public Ltd. or internally listed company.
- Monthly Income: A minimum of ₹30,000 per month.
- Experience: A minimum of 1 year of work experience and 1 month with current employer.
Documents Required for a Personal Loan in Patiala
Submit only a few basic necessary documents to attend to your urgent financial requirements:
- KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
- Financial Documents: Bank statements for the last 3 months.
- Income Documents: Last 1 month salary slip.
- Address Proof: Rent Agreement, Passport or Electricity Bill
- Employment Verification: Office mail ID and Employee ID Card
Interest Rate and Charges for a Personal Loan in Patiala
Get our Personal Loan at competitive interest rates and lower additional charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Patiala
- Higher education
- Travel
- Medical bills
- Debt consolidation
Tips for a Successful Personal Loan Application
- Check your credit score beforehand.
- Calculate the loan amount you require.
- Check the eligibility criteria of the lender
- Keep documents handy.
- Provide accurate information.
Poonawalla Fincorp Branch Address in Patiala
Poonawalla Fincorp Limited
Address: Ground Floor, Plot/SCO 134, Choti Baradari, Patiala, Punjab-147001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can calculate your monthly repayments right away with Poonawalla Fincorp's Personal Loan EMI calculator. Follow these steps to know your EMIs instantly:
Step 1: Visit Poonawalla Fincorp’s official website, click on ‘EMI Calculator'.
Step 2: Enter the loan amount, tenure and interest rate.
Step 3: Click on ‘Submit’ to obtain instant results.
Poonawalla Fincorp's Personal Loan is multi-purpose and has no end usage restrictions. This means you can use the loan amount for a wedding, travel, pay medical bills or child's tuition fees - finance every expense hassle-free.
No, at Poonawalla Fincorp, we ensure 100% cost transparency for our valuable clients. The cost structure is communicated throughout the borrowing journey, ensuring there are no hidden charges.