Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Greater Noida

Greater Noida is a planned city in Uttar Pradesh and one of the prime IT hubs of India. Enable your dreams in this growing city with collateral-free funds up to ₹50 Lakh. Avail of Personal Loan in Greater Noida from Poonawalla Fincorp from the comfort of your home. Benefit from the online application, minimal documentation, fast approval, and quick disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Affordable
Interest Rate
Flexible
Repayment Tenure
Minimal
Documentation
Zero Hidden
Charges

Personal Loan EMI Calculator

Estimate your EMIs beforehand using our loan EMI calculator. Simply enter the loan amount, tenure and interest rates to get instant results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Greater Noida

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000.

Documents Required for a Personal Loan in Greater Noida

Submit just a few essential documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statement for the last 3 months.
  • Income Proof: Salary slips for the last 1 month.

Interest Rate and Charges of a Personal Loan in Greater Noida

We offer personal credit at affordable interest rates and with minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Consolidating high-interest debt 
  • Financing vacation plans 
  • Covering medical expenses 
  • Hosting a grand wedding 

Who Can Get a Personal Loan in Greater Noida

  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Salaried doctors

Tips for Successful Personal Loan Application

  • Submit the required documents 
  • Fill out your application properly 
  • Select an appropriate tenure 
  • Improve your CIBIL score  
  • Reduce your credit utilisation ratio 

Poonawalla Fincorp Branch Address in Greater Noida

​​​Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301 

Contact Number: 1800-266-3201 (Toll-Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

T&C Apply* 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the factors that can affect an applicant's loan eligibility?

Several factors can affect the loan eligibility of a loan applicant including age, monthly income, work experience, credit score, and credit history. 

What is the processing fee associated with a Personal Loan?

The processing fee of a Personal Loan from Poonawalla Fincorp is up to 3% plus applicable tax on the sanction amount.  

When can I make a partial payment or a prepayment?

You can make a prepayment or part payment any time you wish before the loan tenure ends. 

What are the common purposes of availing a Personal Loan?

Some of the most common purposes include, travelling expenses, higher education expenses, medical emergencies, home renovation, and financing high-value purchases, etc.