Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Hassle-free Personal Loan in Hubli

Hubli, or Hubballi, is the academic and industrial hub of Karnataka. Cover all your urgent financial needs, such as hosting a grand wedding, funding higher studies, or consolidating high-interest debt with a Personal Loan in Hubli. Get up to ₹50 Lakh from Poonawalla Fincorp with no end-use restrictions. Make the most of attractive interest rates, flexible loan tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Affordable Interest
Rate
Flexible Repayment
Tenure
Minimal
Documentation
Zero Hidden
Charges

Personal Loan EMI Calculator

Use our free online EMI calculator to check your monthly EMI obligations. Just enter the loan amount, interest rate, and tenure to instantly know your EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Hubli

Meet our straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000.

Documents Required for a Personal Loan in Hubli

Simplify your loan application process with minimal documentation:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

Interest Rate and Charges for a Personal Loan in Hubli

Secure this hassle-free loan with favourable interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Hubli

  • Fund your trips
  • Renovate your living space
  • Consolidate multiple debt
  • Pay for higher studies
  • Cover unexpected medical costs
  • Finance wedding expenses

Who Can Get a Personal Loan in Hubli

  • Salaried individuals
  • Government employees
  • Corporate employees
  • Salaried doctors, CAs, and CSes

Tips for a Successful Personal Loan Application

  • Maintain a CIBIL score of 700 or above
  • Apply for a new credit only when necessary
  • Understand the eligibility criteria and terms
  • Keep the necessary documents ready

Poonawalla Fincorp Branch Address in Hubli

Poonawalla Fincorp Limited
Address: 2nd Floor, Kulburgi-Mahalakshmi Mansion, New Cotton Market, Hubli-580029
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can a self-employed individual access a Personal Loan?

No, we don’t offer a Personal Loan to self-employed individuals. However, we provide a Business Loan for established business with a minimum business vintage of 2 years. We also offer a Professional Loan to self-employed doctors, CAs, and CSes.

In which company should I work to get a Personal Loan?

To get a Personal Loan from Poonawalla Fincorp, you must work full-time at a state or Central Government entity, MNC, PSU, unlisted, listed public or private Ltd company, or LLP.

For how long shall I work at a company to access Poonawalla Fincorp’s Personal Loan?

You must have an overall 1 year of work experience with a minimum of 1 month of job stability at your current employment for a Personal Loan.