Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Manage your repayments effortlessly with our online EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan Icon High Loan
Amount
collateral Icon No Collateral
Required
Interest Rate Icon Competitive
Interest Rate
quick icon Quick
Approval
EMI Icon Flexible
EMIs
Quick Icon No End-use
Restrictions

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Provide just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Financial Documents: Bank statements for the last three months.
  • Income Documents: Past one month salary slip.
  • Employment Proof: Official mail ID or Employee ID Card.

  • Travelling  
  • Interior designing 
  • Consolidating debt 
  • Higher education 
  • Grand wedding
  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Demonstrate a stable source of income 
  • Check your credit score 
  • Lower your existing debts 
  • Provide accurate information 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

No, you do not need to pledge any collateral to obtain a Personal Loan from Poonawalla Fincorp. Our collateral-free loan allows you to meet various financial goals.  

To apply, you must submit your KYC documents, income proof, address verification details, employment verification, and financial statements. 

Poonawalla Fincorp offers loans for personal use with flexible repayment tenure between 12 and 84 months.