Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Pathanamthitta Online

Pathanamthitta, a picturesque municipality in Southern Kerala, is home to the famous pilgrimage site Sabarimala. Fulfil your financial needs like travel, higher studies, medical emergencies, etc. with a Personal Loan in Pathanamthitta. Avail of a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp.

Benefit from our attractive interest rates, minimal paperwork, simple eligibility criteria and quick approval. Apply now! Whether you are renovating your home, covering medical expenses, or consolidating debt, our Personal Loan empowers you to seize control of your finances and achieve your personal goals. Get ready to enjoy a smooth loan journey – from application to disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
Quick
Approval
No Hidden
Charges
No End-use
Restriction
Flexible
Repayment Tenure

Personal Loan EMI Calculator

Empower your financial decisions with Poonawalla Fincorp’s EMI calculator. Plan your monthly budget to embark on a journey to financial flexibility.

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Pathanamthitta

Fulfil our basic eligibility criteria to qualify for the loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Pathanamthitta

Submit a few documents to apply for the loan:

  • KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Financial Proof: Bank statement for the last 3 months.
  • Proof of Employment: Official mail ID or Employee ID card.

Interest Rate & Charges for a Personal Loan in Pathanamthitta

Avail of an urgent loan from Poonawalla Fincorp with attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Pathanamthitta

  • Renovate your home 
  • Meet financial emergencies 
  • Cover medical expenses 
  • Finance your higher studies 
  • Plan a memorable family vacation 

Who Can Get a Personal Loan in Pathanamthitta

  • Salaried Individuals
  • Salaried Company Secretaries
  • Salaried Chartered Accountants
  • Salaried Doctors

Tips for a Successful Personal Loan Application

  • Check our eligibility criteria 
  • Reduce your debt-to-income ratio 
  • Check your credit score 
  • Keep the necessary documents handy 
  • Avoid multiple loan applications 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What happens if I default on Poonawalla Fincorp's Personal Loan?

If you default on your personal credit loan, you will be charged a penal interest of 2% per month on the overdue amount. It will also negatively affect your credit score. To avoid this, ensure you make your payments on time every month.  

What is the maximum loan amount for a Personal Loan from Poonawalla Fincorp?

You can borrow up to ₹50 Lakh with a personal credit loan from Poonawalla Fincorp. The final loan amount is decided based on your income, credit score, repayment capacity, etc.   

Will my credit score be affected if I apply for a Personal Loan?

Applying for a loan for personal use can affect your credit score. When you apply for the loan, a hard inquiry is generated, which may lead your credit score to drop by a few points. However, timely repayments and a low credit utilisation ratio can greatly improve your credit score over time.