Get a Personal Loan in Pathanamthitta Online
Pathanamthitta, a picturesque municipality in Southern Kerala, is home to the famous pilgrimage site Sabarimala. Fulfil your financial needs like travel, higher studies, medical emergencies, etc. with a Personal Loan in Pathanamthitta. Avail of a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp.
Benefit from our attractive interest rates, minimal paperwork, simple eligibility criteria and quick approval. Apply now! Whether you are renovating your home, covering medical expenses, or consolidating debt, our Personal Loan empowers you to seize control of your finances and achieve your personal goals. Get ready to enjoy a smooth loan journey – from application to disbursal. Apply now!
Personal Loan EMI Calculator
Empower your financial decisions with Poonawalla Fincorp’s EMI calculator. Plan your monthly budget to embark on a journey to financial flexibility.
Why Choose Poonawalla Fincorp
High Loan Amount
Collateral-freeLoan
QuickApproval
No HiddenCharges
No End-use Restriction
Flexible Repayment Tenure
Fulfil our basic eligibility criteria to qualify for the loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000 per month.
Submit a few documents to apply for the loan:
- KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
- Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
- Address Proof: Utility Bills, Rent Agreement or Passport.
- Financial Proof: Bank statement for the last 3 months.
- Proof of Employment: Official mail ID or Employee ID card.
Avail of an urgent loan from Poonawalla Fincorp with attractive interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Renovate your home
- Meet financial emergencies
- Cover medical expenses
- Finance your higher studies
- Plan a memorable family vacation
- Salaried Individuals
- Salaried Company Secretaries
- Salaried Chartered Accountants
- Salaried Doctors
- Check our eligibility criteria
- Reduce your debt-to-income ratio
- Check your credit score
- Keep the necessary documents handy
- Avoid multiple loan applications
Happy Customers, Happy Us
I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
If you default on your personal credit loan, you will be charged a penal interest of 2% per month on the overdue amount. It will also negatively affect your credit score. To avoid this, ensure you make your payments on time every month.
You can borrow up to ₹50 Lakh with a personal credit loan from Poonawalla Fincorp. The final loan amount is decided based on your income, credit score, repayment capacity, etc.
Applying for a loan for personal use can affect your credit score. When you apply for the loan, a hard inquiry is generated, which may lead your credit score to drop by a few points. However, timely repayments and a low credit utilisation ratio can greatly improve your credit score over time.