Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Sirsa in Just a Few Clicks

Sirsa, located at a distance of 250 km from Delhi, is home to several industries like agro products, chemicals, iron and steel fabrication, etc. Fulfil your financial needs – from clearing your medical bills to consolidating your debt - in this city by opting for a Personal Loan. Get a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp with quick approval. Enjoy attractive interest rates, flexible repayment plans, easy eligibility requirements and minimal documentation. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Minimal Documentation
Flexible Loan
Tenure
No Hidden
Charges
Quick
Disbursal

Personal Loan EMI Calculator

Empower your financial decisions with Poonawalla Fincorp’s EMI calculator. Plan your monthly budget to embark on a journey to financial flexibility.

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Sirsa

Avail of a loan for personal use by meeting our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Income: At least ₹30,000.

Documents Required for a Personal Loan in Sirsa

Submit a few documents to get easy approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Proof of Employment: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage. 

Interest Rate and Charges for Personal Loan in Sirsa

Avail of a loan for personal use at competitive interest rates and minimal charges:

Interest Rate
Starting from 9.99%*p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Sirsa

  • Cover your education expenses 
  • Pay for medical emergencies 
  • Fund your travel costs 
  • Purchase consumer durables 
  • Renovate your home 

Who Can Get a Personal Loan in Sirsa

  • Salaried Individuals 
  • Salaried Company Secretaries 
  • Salaried Doctors 
  • Salaried Chartered Accountants 

Tips for a Successful Personal Loan Application 

  • Check the eligibility criteria before applying 
  • Check your credit score  
  • Maintain low debt-to-income ratio 
  • Check for errors in your credit report  
  • Keep all loan documents handy 
  • Avoid multiple loan applications at once 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I use the EMI Calculator to compute the EMI of your Personal Loan?

Using the Personal Loan EMI calculator to know your monthly EMIs is easy! Just follow these steps: 

Step 1: Enter the loan amount you wish to borrow 

Step 2: Select the loan tenure 

Step 3: Input the interest rate 

The calculator will instantly display the EMI value. 

Can you avail of a Personal Loan without pledging any collateral?

Yes, a Personal Loan is an unsecured credit facility that helps you get a lump sum amount to fulfil your personal obligations. Hence, you can fund everything from education to travel without having to pledge anything as security.  

Can I use the Personal Loan in Sirsa to travel to a different state?  

Yes, you can use the Personal Loan from Poonawalla Fincorp to cover costs related to travelling across various states. With Poonawalla Fincorp, there are no end-usage restrictions. So, use the loan to pay for your flights, hotel stays, fine dining, street shopping, and sightseeing!