Get a Personal Loan in Sirsa in Just a Few Clicks
Sirsa, located at a distance of 250 km from Delhi, is home to several industries like agro products, chemicals, iron and steel fabrication, etc. Fulfil your financial needs – from clearing your medical bills to consolidating your debt - in this city by opting for a Personal Loan. Get a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp with quick approval. Enjoy attractive interest rates, flexible repayment plans, easy eligibility requirements and minimal documentation. Apply now!
Personal Loan EMI Calculator
Empower your financial decisions with Poonawalla Fincorp’s EMI calculator. Plan your monthly budget to embark on a journey to financial flexibility.
Why Choose Poonawalla Fincorp
Avail of a loan for personal use by meeting our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: 1 year or more with at least 1 month at current job.
- Net Monthly Income: At least ₹30,000.
Submit a few documents to get easy approval on a loan for personal use:
- KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
- Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
- Address Proof: Rent Agreement, Utility Bills, or Passport.
- Proof of Employment: Official mail ID confirmation or Employee ID card.
Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.
Avail of a loan for personal use at competitive interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Cover your education expenses
- Pay for medical emergencies
- Fund your travel costs
- Purchase consumer durables
- Renovate your home
- Salaried Individuals
- Salaried Company Secretaries
- Salaried Doctors
- Salaried Chartered Accountants
- Check the eligibility criteria before applying
- Check your credit score
- Maintain low debt-to-income ratio
- Check for errors in your credit report
- Keep all loan documents handy
- Avoid multiple loan applications at once
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Using the Personal Loan EMI calculator to know your monthly EMIs is easy! Just follow these steps:
Step 1: Enter the loan amount you wish to borrow
Step 2: Select the loan tenure
Step 3: Input the interest rate
The calculator will instantly display the EMI value.
Yes, a Personal Loan is an unsecured credit facility that helps you get a lump sum amount to fulfil your personal obligations. Hence, you can fund everything from education to travel without having to pledge anything as security.
Yes, you can use the Personal Loan from Poonawalla Fincorp to cover costs related to travelling across various states. With Poonawalla Fincorp, there are no end-usage restrictions. So, use the loan to pay for your flights, hotel stays, fine dining, street shopping, and sightseeing!