Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Jodhpur Effortlessly

Jodhpur is also known as the ‘Blue City’ because its old city is painted in shades of blue. It is known for its stunning architecture, vibrant culture, and historical significance. Whether you are a resident or tourist, meet your fund requirements with a Personal Loan in Jodhpur from Poonawalla Fincorp. 

Cover expenses for weddings, medical emergencies, higher education, or any other personal expenses with no restrictions. Get a collateral-free loan of up to ₹50 Lakh and benefit from attractive interest rates, online application, minimal paperwork, no hidden charges, and zero foreclosure charges. Apply now!
 

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive
Interest Rate
Zero Collateral
Required
No End-use
Restrictions
Minimal
Documentation
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your monthly repayments with our EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jodhpur

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: A full-time job at any listed, LLP, unlisted public Ltd, PSU, MNC, Central Government, Pvt Ltd, or internally listed company
  • Experience: A minimum of one year of work experience and one month with current employer
  • Monthly Income: A minimum salary of ₹30,000.

Documents Required for a Personal Loan in Jodhpur

Provide just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Financial Documents: Bank statements for the last three months.
  • Income Documents: Past one month salary slips.
  • Employment Proof: Official mail ID or Employee ID Card.

Interest Rate and Charges for a Personal Loan in Jodhpur

Access quick funds at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Jodhpur

  • Home renovation 
  • Education expenses 
  • Wedding arrangements 
  • Medical emergencies 
  • Debt consolidation 
  • Travel expenses 

Who Can Get a Personal Loan in Jodhpur

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Organise your financial documents. 
  • Check your credit score. 
  • Ensure accuracy in your application details. 
  • Maintain stable employment and income. 

Poonawalla Fincorp Branch Address in Jodhpur

Address: 1st Floor, Sun Plaza, E 3-4, Main Pal Road, Near Barkatula Khan Statium, Jodhpur, Rajasthan -342001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 

(Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is there any condition related to job experience for availing a Personal Loan?

Yes, in order to qualify for personal credit from Poonawalla Fincorp, you must have a minimum of 1 year of work experience and at least 1 month of experience with your current employer. 

Can I fund my child’s higher education using a Personal Loan?

Yes, you can fund your child’s higher education expenses using a Personal Loan from Poonawalla Fincorp. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. 

What do prepayments mean in a Personal Loan?

Prepayments refer to the process of partially repaying the outstanding loan amount with a lump sum payment before the end of the loan tenure.