Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Bareilly With Minimal Paperwork

Bareilly is known for its cultural heritage and splendid architecture. The city also has a thriving business environment with industrial units across sectors like garments, sugar, electrical machinery, etc. Cover your personal expenses with a Personal Loan in Bareilly.

Access our collateral-free loan to pay for travel, education, marriage or medical emergencies. Benefit from our competitive interest rates, minimal charges and quick loan approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No End-use
Restrictions
Flexible
Tenure
No Hidden
Charges
Competitive Interest
Rate

Personal Loan EMI Calculator

Calculate your EMIs with our EMI calculator. Slide the bar to enter the loan amount, tenure and interest rates and know your EMI within seconds. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Bareilly

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Bareilly

Submit just a few essential documents:

  • KYC Documents: Driving License, PAN Card, Aadhaar Card, Passport or Voter ID.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Employment Proof: Official mail ID or Employee ID Card.

Note: The list of documents provided above is indicative. You may need to submit additional documents during the loan processing stage. 

Interest Rate and Charges for Personal Loan in Bareilly

Get an urgent loan in Bareilly at affordable interest rates and lower charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Cover wedding-related expenses 
  • Manage emergency medical expenses  
  • Meet your travel or holiday expenses 
  • Pay for higher studies 
  • Fund repairs, renovations or upgrades 
  • Consolidate high-interest debts 

Who Can Get a Personal Loan in Bareilly

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria 
  • Read the terms and conditions carefully 
  • Check your credit score 
  • Finalise the loan amount based on your requirements 
  • Ensure you have all necessary documents ready  
  • Avoid submitting multiple loan applications 

Poonawalla Fincorp Branch Address in Bareilly

Poonawalla Fincorp Limited
Address: 2nd Floor, Sheel Kishan Tower, Block No. 63, Plot no.09, Near Bikaner Wala, Bareilly, Uttar Pradesh-243001 
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Can self-employed individuals apply for a Personal Loan with Poonawalla Fincorp?

No, self-employed individuals are not eligible for our Personal Loan. Our loan schemes are available for salaried individuals, including salaried doctors, chartered accountants, and company secretaries. 

Can I get a Personal Loan without providing payslips?

No, you must submit payslips to apply for a Personal Loan. It serves as proof of income and is essential for approval. 

What are the purposes for which I can use a Personal Loan?

You can get a instant loan for home renovations, weddings, medical emergencies, travel expenses, etc.