Get a Collateral-Free Personal Loan Online
Dhamtari, a city in Chattisgarh, is known for its picturesque landscape, dams and temples. Fulfil your financial obligations in this beautiful city with a Personal Loan from Poonawalla Fincorp.
Get a collateral-free loan of up to ₹50 Lakh to meet your personal expenses - from financing your education to covering emergency medical costs. Enjoy competitive interest rates, minimal documentation, quick approval and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Plan the monthly repayments with a EMI calculator. Enter the loan amount, tenure and interest rates to get accurate EMI estimates instantly. Try now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Dhamtari
Meet our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000.
Documents Required for a Personal Loan in a Dhamtari
Submit just a few documents to apply for a personal use loan:
- KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
- Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
- Address Proof: Rent Agreement, Utility Bills or Passport.
- Proof of Employment: Official mail ID or Employee ID Card.
Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.
Interest Rate and Charges for a Personal Loan in Dhamtari
Avail of our personal use loan at competitive interest rates and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Dhamtari
- Paying for medical emergencies
- Consolidating existing debt
- Financing travel plans
- Renovating your home
- Funding Your higher education
- Purchasing consumer durables
Who Can Get a Personal Loan in Dhamtari
- Salaried individuals
- Salaried doctors
- Salaried Company Secretaries
- Salaried Chartered Accountants
Tips for a Successful Personal Loan Application
- Check the eligibility criteria
- Bring down your debt-to-income ratio
- Check your credit score and repayment history
- Upload the relevant documents
- Avoid applying for the loan more than once
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, you can avail of our online loan to pay for your child’s education. You can cover the admission and tuition fees, accommodation costs, travel expenses, study material costs, etc., with the loan.
The minimum net monthly income required for getting our loan is ₹30,000. Note that you should also fulfil the other eligibility conditions based on age, nationality, employment type and minimum work experience and submit the necessary documents to qualify for the loan.
The loan tenure for our personal credit loan ranges from 12 to 84 months. You can select a tenure based on your repayment capacity.