Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-Free Personal Loan Online

Dhamtari, a city in Chattisgarh, is known for its picturesque landscape, dams and temples. Fulfil your financial obligations in this beautiful city with a Personal Loan from Poonawalla Fincorp.

Get a collateral-free loan of up to ₹50 Lakh to meet your personal expenses - from financing your education to covering emergency medical costs. Enjoy competitive interest rates, minimal documentation, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
No Hidden
Charges
Quick
Approval
Minimal
Documentation
Flexible
EMIs
Attractive
Interest Rate

Personal Loan EMI Calculator

Plan the monthly repayments with a EMI calculator. Enter the loan amount, tenure and interest rates to get accurate EMI estimates instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Dhamtari

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in a Dhamtari

Submit just a few documents to apply for a personal use loan:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills or Passport.
  • Proof of Employment: Official mail ID or Employee ID Card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Dhamtari

Avail of our personal use loan at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Dhamtari

  • Paying for medical emergencies
  • Consolidating existing debt
  • Financing travel plans
  • Renovating your home
  • Funding Your higher education
  • Purchasing consumer durables

Who Can Get a Personal Loan in Dhamtari

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Bring down your debt-to-income ratio
  • Check your credit score and repayment history
  • Upload the relevant documents
  • Avoid applying for the loan more than once

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I use a Personal Loan to finance my child's education?

Yes, you can avail of our online loan to pay for your child’s education. You can cover the admission and tuition fees, accommodation costs, travel expenses, study material costs, etc., with the loan.

What is the minimum monthly income required to get Poonawalla Fincorp’s Personal Loan?

The minimum net monthly income required for getting our loan is ₹30,000. Note that you should also fulfil the other eligibility conditions based on age, nationality, employment type and minimum work experience and submit the necessary documents to qualify for the loan.

What is the repayment tenure for Poonawalla Fincorp’s Personal Loan?

The loan tenure for our personal credit loan ranges from 12 to 84 months. You can select a tenure based on your repayment capacity.