Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Plan your monthly repayments hassle-free with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

loan icon High Loan
Amount
collateral Icon Collateral-free
Loan
Zero Icon No Hidden
Charges
Use Icon No End-use
Restrictions
document icon Minimal
Documentation
EMI Icon Flexible Repayment
Tenure

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Submit just a few mandatory documents for a streamline application process:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage

Get a loan for personal use at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Travel expenses 
  • Debt consolidation 
  • Higher education 
  • Medical expenses 
  • Wedding expenses 
  • Home renovation 
  • Salaried individuals
  • Salaried Company Secretaries
  • Salaried Chartered Accountants
  • Salaried doctors
  • Fulfil the loan eligibility criteria 
  • Maintain a low debt-to-income ratio 
  • Check your credit score 
  • Upload the relevant documents  
  • Avoid multiple loan applications 

Poonawalla Fincorp Limited 

​​​Address: Office No. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh - 282002  

Contact Number: 1800 266 3201 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

With Poonawalla Fincorp, you don’t have to pay any prepayment penalties if the loan amount is repaid from your own sources.  For prepayments made from other sources, a 4% charge is applicable. 

The minimum age for availing of a loan from Poonawalla Fincorp is 21 years. Those aged up to 60 years at the time of loan application can apply for the loan. 

No, self-employed professionals cannot apply for a personal use loan from Poonawalla Fincorp in Firozabad. You must be a salaried individual, a doctor, a Chartered Accountant or a Company Secretary to avail of the loan.