Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your EMIs instantly using our EMI calculator. Enter the loan amount, tenure and interest rates to know your monthly payments. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan Icon High Loan Amount
collateral Icon No Collateral
Required
Use Icon No End-use
Restrictions
document icon Minimal
Documentation
Application Icon Online Application
Process
Quick icon Quick
Approval

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit minimal documents for loan approval:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Passport or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Employment Proof: Official mail ID confirmation or Employee ID card

Note: The list of documents mentioned above is indicative. You may need to provide additional documents during the loan processing stage.

  • Paying emergency medical bills
  • Consolidating high-interest debt
  • Paying for a grand wedding
  • Pursuing higher education
  • Renovating your home

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries`

  • Check the eligibility criteria
  • Decide the loan amount based on your requirements
  • Monitor your credit report for inaccuracies
  • Check your credit score
  • Keep the loan documents handy
  • Do not apply for multiple loans at once

Poonawalla Fincorp Limited
Address: Shop No. 9, Yenepoya Shopping Gallary, Near Karnataka Bank, Kodiyal Bail, Mangalore, Karnataka-575003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

No, you can avail of Poonawalla Fincorp’s Personal Loan without pledging any asset as collateral.

Yes, you can easily foreclose Poonawalla Fincorp’s Personal Loan before the end of your loan tenure. If you prepay the loan from using your income sources, there will be no pre-payment charges. But if you use other fund sources to prepay the loan, you will have to pay 4% prepayment charges.

Many factors influence the interest rate for your personal loan, including:

  • Credit score
  • Net monthly salary
  • Repayment capacity
  • Employment status
  • Work experience
  • Existing debts