Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Check monthly EMI for Loan in Chittorgarh

Estimate your EMIs using our online EMI calculator. Enter the loan amount, tenure and interest rates for instant results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free
Loan
Loan Icon High Loan
Amount
interest icon Affordable
Interest Rate
EMI Icon Flexible
Repayment Tenure
Zero Icon Zero Hidden
Charges
Document Icon Minimal
Documentation

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria to qualify for a loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000 per month.

Provide a few necessary documents to get a loan:

  • Address Proof: Utility Bills, Passport, or Rent Agreement
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport
  • Employment Proof: Official Email ID or Employee ID Card
  • Financial Documents: Bank statements for the last 3 months
  • Income Proof: Salary slips for the past 1 month.

Secure a loan at affordable interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Fund your dream vacation
  • Upgrade your living space
  • Consolidate high-interest debt
  • Invest in higher education
  • Cover unexpected medical costs
  • Finance your dream wedding

  • Demonstrate employment stability
  • Meet the eligibility criteria
  • Clear the pending debts
  • Fill out the application form properly

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Yes, you can obtain a loan from Poonawalla Fincorp at competitive interest rates, starting at 9.99%*p.a.

Obtaining a loan can help you save money by consolidating high-interest debts into one loan with a lower interest rate.

Yes, applying for a personal loan may impact your credit score. That is because a hard inquiry is generated as you apply for a loan, causing your credit score to decrease by a few points. However, timely repayments and a lower credit utilisation ratio will improve your score considerably.