Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%*p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Use our online EMI calculator to calculate your monthly obligations. Enter the loan amount, tenure and interest rates to get instant results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan icon High
Loan Amount
collateral Icon Collateral-free
Loan
Interest rate icon Attractive
Interest Rate
document icon Minimal
Documentation
Application Icon Online Application
Process
emi icon Flexible Repayment Tenure

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Upload a few mandatory documents:

  • Address Proof: Passport, Rent Agreement, or Electricity Bill.
  • KYC Documents: Aadhaar Card, Driving License, PAN Card, Voter ID or Passport.
  • Employment Proof: Official mail ID or Employee ID card.
  • Income Proof: Latest 1 month salary slip.
  • Financial Documents: Bank statements for the last 3 months.

  • Renovating your home 
  • Paying for medical treatments
  • Exploring new places
  • Covering education costs
  • Planning destination weddings
     
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Individuals
  • Salaried Company Secretaries
  • Check the eligibility criteria carefully
  • Reduce your debt-to-income ration 
  • Check your credit score
  • Keep the necessary documents ready
  • Avoid multiple loan applications
     

Poonawalla Fincorp Limited

Address: 2nd Floor, Sree Vigneswara Bhavan, Kadapakada, Kollam, Kerala -691008

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

To qualify for our Personal Loan, you need a minimum of 1 year of overall work experience, including at least 1 month of employment at your current job.

No, we do not offer our Personal Loan to self-employed individuals. Currently, our Personal Loan is only available to salaried employees. However, if you are a salaried doctor or chartered accountant working in a government or private organisation, you may be eligible for our Personal Loan for doctors and chartered accountants.

No, our Personal Loan is collateral-free. You do not need to submit any valuable assets to secure the loan.