Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Thrissur

Thrissur, known as the cultural capital of Kerala, attracts many tourists due to its ancient temples, mosques, and churches. It also has a vibrant economic landscape, with many people opting for financial services to fulfil their basic needs. Access funds of up to ₹50 Lakh to cover your personal expenses in this city with a Personal Loan from Poonawalla Fincorp. 

From higher education and medical expenses to debt consolidation and travel costs – fulfil all your requirements with minimal documentation and fast disbursal. Apply now!
 

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal Documentation
Flexible
Repayment Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Use our online EMI calculator to compute your monthly payments instantly. Slide the bar to enter the loan amount, tenure and interest rates to know your EMIs. Try it!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Thrissur

Meet our simple eligibility criteria to avail of a loan for personal use:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Thrissur

Upload a few documents for quick approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Thrissur

Get a personal use loan at attractive interest rates and minimal charges:

Interest Rate
Starting from 9.99%* p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable charges
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Thrissur

  • Renovating your home  
  • Purchasing consumer durables 
  • Celebrating birthdays and weddings 
  • Covering large medical bills 
  • Pursuing higher education 
  • Travelling abroad 

Who Can Get a Personal Loan in Thrissur

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria for availing the loan 
  • Maintain a low debt-to-income ratio 
  • Check your credit score  
  • Keep the necessary documents handy 
  • Avoid applying for multiple loans 

Poonawalla Fincorp Branch Address in Thrissur

Address: 2nd Floor, Chowallur Tower, Civil Lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala - 680004 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What is the repayment tenure for Poonawalla Fincorp’s Personal Loan?

The repayment tenure for Poonawalla Fincorp's Personal Loan is between 12 and 84 months. You can choose a tenure that aligns with your repayment capabilities.

How can I use Poonawalla Fincorp’s Personal Loan?

You can use our personal credit loan for multiple purposes, including:

  • Covering home improvement expenses
  • Paying emergency medical bills
  • Financing your education
  • Consolidating your existing debt
  • Purchasing consumer durables
What is the minimum credit score required for Poonawalla Fincorp’s Personal Loan?

The minimum credit score required to apply for Poonawalla Fincorp’s loan for personal use is 750. Building and maintaining your credit score increases your chances of getting approval for our Personal Loan at lower interest rates and favourable terms.