Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%*p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Bilaspur Effortlessly

Say ‘yes’ to all your aspirations with a Personal Loan in Bilaspur. Get collateral-free funds of up to ₹50 Lakh from Poonawalla Fincorp to fund a wedding, higher studies, home renovation, debt consolidation, etc. Enjoy benefits like attractive interest rates, flexible repayment options, minimal documentation, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Affordable Interest
Rate
Flexible Repayment
Tenure
Zero Hidden
Charges
Minimal
Documentation

Personal Loan EMI Calculator

Calculate your monthly payments in seconds with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and loan tenure to get started. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Bilaspur

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000.

Documents Required for Personal Loan in Bilaspur

Submit just a few essential documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

Interest Rate and Charges for a Personal Loan in Bilaspur

We offer personal use loan at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Bilaspur

  • Fund your dream vacation 
  • Upgrade your living space 
  • Consolidate multiple debt 
  • Invest in higher studies 
  • Cover unexpected medical costs 
  • Finance your dream wedding  

Who Can Get a Personal Loan in Bilaspur

  • Salaried Company Secretaries
  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried doctors

Tips for Successful Personal Loan Application

  • Establish a plan for managing repayments 
  • Demonstrate a stable source of income 
  • Borrow the loan amount needed 
  • Improve your credit score 
  • Have all the required documents ready 
  • Meet the eligibility criteria 
  • Clear your existing debts  

Poonawalla Fincorp Branch Address in Bilaspur

Poonawalla Fincorp Limited 

Address: Shop No. S - 07 & 08, 03rd Floor, B. R. Gwalani Chambers, Vyapar Vihar, Bilaspur, Chhattisgarh -495001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the employment requirements for the Personal Loan approval?

To be eligible for the Personal Loan approval, you need to have a minimum of 1 year of overall work experience and a stable employment tenure of at least 1 months with your current company.

How do I apply for a Personal Loan?

You can apply by following these three simple steps:

Step 1: Click on the ‘Apply Now’.
Step 2: Fill in the required details on the loan application form.
Step 3: Upload necessary documents.

Upon successful verification, the loan amount will be disbursed to your bank account instantly.

What documents are required for a Personal Loan application?

To apply for a loan with Poonawalla Fincorp, you need to submit KYC documents, income documents (latest 3 months' salary slips), financial documents (bank statements for the last 3 months), address proof, and employment verification.