Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Personal Loan in Siliguri Online

Siliguri, a city in West Bengal, is known as the “Gateway to Northeast India” for its strategic location. Meet your financial needs, from debt consolidation to covering unforeseen medical expenses, with a Personal Loan. Get a collateral-free loan. for personal use of up to ₹50 Lakh from Poonawalla Fincorp with no end-use restrictions. Benefit from our competitive interest rates, minimal charges, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
No End-use
Restrictions
Minimal
Documentation
No Hidden
Charges
Quick
Approval

Personal Loan EMI Calculator

Estimate your EMIs instantly with our EMI Calculator. Just enter the loan amount, tenure, and interest rate to view the results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Siliguri

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Siliguri

Submit a few documents to get swift approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Siliguri

Get a personal use loan at attractive interest rates and minimal charges:

Interest Rate
9.99%*p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Siliguri

  • Paying for medical emergencies 
  • Consolidating existing debt 
  • Financing travel plans 
  • Renovating your home 
  • Funding Your higher education 
  • Purchasing consumer durables 

Who Can Get a Personal Loan in Siliguri

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria for availing the loan 
  • Maintain a low debt-to-income ratio 
  • Check your credit score  
  • Keep the loan documents handy 
  • Avoid applying for the loan multiple times 

Poonawalla Fincorp Branch Address in Siliguri

Poonawalla Fincorp Limited

Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001 .

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Do I need to pledge collateral to get a Personal Loan from Poonawalla Fincorp?

No, Poonawalla Fincorp offers a collateral-free personal credit loan. You do not need to pledge any assets as collateral to avail of the loan.  

What factors affect the interest rate of a Personal Loan?

The factors which determine the interest rate on a loan for personal use are: 

  • Credit score 
  • Monthly income  
  • Employment status  
  • Existing liabilities  
  • Credit history 
Is it possible to foreclose my Personal Loan before the end of its tenure?

Yes, you can foreclose your existing loan before the end of the loan tenure. We do not charge any foreclosure fees if you make payments from your own income sources. For foreclosure payment made using other sources, the foreclosure charge is 4%.