Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Quick Personal Loan in Dehradun

Dehradun, often referred to as the ‘Educational Hub of Uttarakhand,’ is renowned for its pleasant climate and scenic landscapes. Tourism, food processing, and floriculture are significant contributors to the city’s economy. Cover your expenses with a Personal Loan in the city of Dehradun from Poonawalla Fincorp.

From vacations and home renovations to higher education, use our online Personal Loan to fulfil any needs during the application process. Get up to ₹50 Lakh at competitive interest rates with minimal paperwork, swift approval, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

Loan icon High
Loan Amount
Interest rate icon Competitive Interest
Rate
Collateral Icon Unsecured
Loan
document icon Minimal
Paperwork
Use Icon No End-use
Restrictions
Zero Icon No Hidden
Charges

Personal Loan EMI Calculator

Plan your monthly EMIs by calculating your loan repayments in just an instant with our loan EMI calculator. Just enter the Personal Loan interest rate, amount, and tenure to know your EMI amount. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Dehradun

Get a Personal Loan to meet all your needs just by qualifying for our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Salary: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Dehradun

Skip the hefty paperwork and submit just the essential documents to get an instant personal loan in Dehradun:

  • KYC Documents: Aadhaar Card, PAN Card, Driving License, Passport or Voter ID.
  • Address Proof: Electricity Bills, Passport or Rent Agreement.
  • Income Documents: Latest 1 month salary slip.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official employee mail ID or ID card.

Interest Rate and Charges for a Personal Loan in Dehradun

We offer loans for personal use at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Dehradun

Use a Personal Loan in Dehradun, deigned to meet your multiple needs. Here are some common ways you can use a Personal Loan for:

  • Cover unexpected medical costs 

  • Finance your wedding

  • Give your home a new look 

  • Handle unexpected expenses 

  • Plan and fund your trips 

  • Upgrade your household appliances 

Who Can Get a Personal Loan in Dehradun

Get a loan for personal use if you are a:

  • Salaried individuals 

  • Salaried Chartered Accountants 

  • Salaried doctors 

  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

Here are some tips for a successful loan application form:

  • Have all required documents ready 

  • Check your credit score 

  • Verify your eligibility

  • Provide accurate and complete information

  • Avoid multiple loan applications 

Benefits of a Personal Loan in Dehradun

Explore the key benefits of our Personal Loan offering in Dehradun:

  • Quick Approval: Apply online instantly and receive quick Personal Loan approval in just a few clicks, anytime, anywhere.

  • Flexible Repayment Tenure: Choose a repayment tenure of 12 to 84 months to suit your needs.

  • Attractive Interest Rate: Benefit from competitive interest rates starting at just 9.99%* p.a. to reduce your overall borrowing cost.

  • Minimal Documentation: Just gather basic documentation to apply for our Personal Loan with ease.

  • High Loan Amount: Access loan amounts up to ₹50 Lakh with no end-use restrictions, perfect for any expenses like medical emergencies or travel.

  • Zero Foreclosure/Prepayment Charges: Pay off your loan early from your own fund sources with no extra charges.

Poonawalla Fincorp Branch Address in Dehradun

Poonawalla Fincorp Limited

Address: 2nd Floor, RS Tower, 59/37, Patel Nagar, Saharanpur Road, opp. Square Deal Filling Station, Dehradun, Uttarakhand -248001 

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Where can I get a Personal Loan in Dehradun?

In Dehradun, Personal Loan can be availed of from Poonawalla Fincorp. We have a branch in Dehradun, but you can easily apply for a Personal Loan online via our website as well, no matter where you are.

What is the processing fee associated with a Personal Loan from Poonawalla Fincorp?

We charge a nominal processing fee of up to 3% plus applicable taxes for loans for personal use. 

Can a self-employed individual apply for a Personal Loan (Dehradun city)?

Unfortunately, no. To apply for personal loan, you must be a salaried individual with a minimum of 1 year of experience and 1 month with your current employer. 

How can I get affordable EMIs for my Personal Loan?

To secure affordable EMIs: 

  • Opt for a longer tenure 

  • Have a good credit score 

  • Borrow a smaller loan amount. 

What is the maximum loan amount to qualify for a Personal Loan in Dehradun?

The maximum Personal Loan amount you can qualify for in Dehradun is up to ₹50 Lakh, subject to meeting the eligibility requirement such as minimum monthly income and work experience. The final approved loan amount depends on the loan application and assessment by financial institutions.

How long does it typically take to get a Personal Loan approved in Dehradun?

Most Personal Loans in Dehradun only require minimal documentation from applicants, ensuring a simple and hassle-free loan application process. Personal Loans typically do not require collateral or security, making them more accessible for eligible borrowers. In fact, some lenders offer a Personal Loan within 24 hours of approval, ensuring a quick and seamless process for eligible borrowers.

Are there any specific eligibility criteria for Dehradun residents to qualify for a Personal Loan?

To qualify for a Personal Loan in Dehradun, applicants must submit proof of their financial stability, such as direct income deposits into a bank account. Meeting these requirements ensures a smooth loan application and approval process.

Are there any local fees or charges associated with Personal Loans in Dehradun?

There are standard charges like processing fees and foreclosure penalties for Personal Loans in Dehradun. Additional charges may apply, depending on the lender. It's best to check the specific terms for full details.

Can I prepay or foreclose a Personal Loan in Dehradun, and are there any penalties for doing so?

Yes, you can prepay or foreclose your Personal Loan in Dehradun. If the loan is paid off using your own funds after six EMIs, there are no foreclosure charges. However, if the payment is made from other sources, including balance transfers, a 4% charge plus applicable taxes apply on the outstanding amount.

How do I calculate the Equated Monthly Instalments (EMI) for a Personal Loan in Dehradun?

You can calculate the Equated Monthly Instalments (EMI) for a Personal Loan in Dehradun using our Personal Loan EMI calculator. Simply enter the loan amount, interest rate, and repayment tenure to get an accurate estimate of your monthly payments. This tool helps you plan your finances better and manage your Personal Loan efficiently, so ensure you use it.

Is a Personal Loan available for self-employed individuals in Dehradun?

Yes, a Personal Loan is available for self-employed individuals in Dehradun, though you will have to research lenders beforehand to find one that has this offering. You should also meet their necessary eligibility criteria, such as having a stable income and a good CIBIL score.

Can I get a Personal Loan in Dehradun with a low credit score?

Yes, you can get a Personal Loan in Dehradun with a low credit score, though it may come with higher interest rates and a lower loan amount. Some lenders may approve the loan with additional requirements, such as a co-applicant or collateral.