Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Hassle-free Personal Loan in Aligarh

Aligarh is known as the ‘Mecca of Education’ in India due to the presence of well-known education institutes. The city is also known for its thriving manufacturing and trading sectors. In this bustling city, meet your fund requirements with a Personal Loan in Aligarh from Poonawalla Fincorp.

Get a collateral-free loan of up to ₹50 Lakh at affordable interest rates with minimal paperwork, hassle-free online application, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Attractive
Interest Rate
No End-use
Restrictions
Minimal
Paperwork
Flexible
Repayment Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Plan your monthly repayments efficiently with our online EMI calculator. Just enter the loan amount, tenure, and interest rate to view the results instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Aligarh

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 to 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan in Aligarh

Submit the essential documents for a streamlined application process:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Aligarh

We offer loans at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Aligarh

  • Higher education
  • Business expansion
  • Medical emergencies
  • Debt consolidation
  • Home renovation
  • Vacation
     

Who Can Get a Personal Loan in Aligarh

●    Salaried individuals
●    Salaried Chartered Accountants
●    Salaried Company Secretaries
●    Salaried doctors

Tips for Successful Personal Loan Application

  • Check eligibility criteria
  • Maintain a healthy debt-to-income ratio 
  • Review your credit score
  • Disclose all income sources
  • Provide accurate information
     

Poonawalla Fincorp Branch Address in Aligarh

Poonawalla Fincorp Limited

Address: 1st Floor, HM Complex, Plot No- J-77, Nagar Nigam no. 3/272-A, Janakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What documents are required to avail of a Personal Loan in Aligarh?

To avail of a loan for personal use, you must submit KYC documents, income proof, financial proof and proof of employment.

What are the purposes of availing a Personal Loan?

 Some of the common purposes of availing of personal use loans include home renovation, weddings, medical emergencies, travel, debt consolidation, etc.

How do you calculate EMIs using a Personal Loan EMI calculator?

Calculating EMIs using our online EMI calculator is simple. You just need to enter the loan amount, interest rate, and tenure to know your monthly repayments.