Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Faridabad

Faridabad is a major industrial and commercial hub in Haryana. It has manufacturing units for various products including garments, tractors, refrigerators, motorcycles, etc. Fulfil your financial obligations in Faridabad with a Personal Loan from Poonawalla Fincorp.

Access instant funding of up to ₹50 Lakh to meet your expenses related to travel, wedding, education, etc. What’s more? Take advantage of our competitive interest rates, minimal charges, fast approval and swift disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free Loan
No End-use
Restrictions
Minimal Documentation
Flexible Repayment
Tenure
Quick
Approval

Personal Loan EMI Calculator

Use our Personal Loan EMI calculator to compute your monthly payments. Enter the loan amount, tenure and interest rates to get your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Faridabad

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Faridabad

Furnish just a few essential documents:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Employment Proof: Official mail ID or Employee ID Card.
  • Address Proof: Utility Bills, Passport or Rent Agreement.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Faridabad

Avail of a Personal Loan at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Pay for higher studies
  • Debt consolidation
  • Home renovation
  • Emergency expenses
  • Purchase consumer durables
  • Finance travel or holiday expenses

Who Can Avail of a Personal Loan

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check our eligibility criteria before applying
  • Lower your debt-to-income ratio
  • Check your credit score
  • Keep all necessary documents handy
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Faridabad

Poonawalla Fincorp Limited
Address: 1st Floor, A-6 Part A, Neelam Bata Road, NIT, New Industrial Township, Faridabad, Haryana -121001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am–6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Are there any hidden charges in Poonawalla Fincorp’s Personal Loan?

No, Poonawalla Fincorp does not levy any hidden charges on its Personal Loan. Click here to know the fees and charges for a personal credit loan.

Can a Chartered Accountant avail of a Personal Loan?

Yes, you can obtain an unsecured Personal Loan from Poonawalla Fincorp as a salaried Chartered Accountant (CA). You must fulfil the eligibility criteria to qualify for the loan.

What are the different types of personal loans that Poonawalla Fincorp offers?

We offers various types of loans for personal use depending on the needs, duration and occupation profile of the loan applicants:

  • Personal Loan for home renovation
  • Personal Loan for wedding
  • Personal Loan for medical emergency
  • Personal Loan for travel
  • Personal Loan for debt consolidation
  • Long-term Personal Loan
  • Short-term Personal Loan
  • Personal Loan for women
  • Personal Loan for salaried Chartered Accountants
  • Personal Loan for salaried Company Secretaries
  • Personal Loan for salaried doctors
  • Personal Loan for salaried employees