Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Collateral-free Personal Loan in Purulia

Purulia, known for its hills and dense forests, is a tourist attraction in the state of West Bengal. Fulfil your financial obligations, such as education, travel, medical emergencies, etc., with a Personal Loan in Purulia. Access instant funds of up to ₹50 Lakh from Poonawalla Fincorp. Benefit from our competitive interest rates, minimal charges, fast approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Collateral-free
Loan
Competitive Interest
Rate
No End-use
Restrictions
No Hidden
Charges
Quick Loan
Approval

Personal Loan EMI Calculator

Calculate your monthly instalments using our online EMI calculator. Enter the loan amount, tenure and interest rates to know your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Purulia

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Purulia

Upload a few documents to apply for the loan:

  • KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or Employee ID card.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Purulia

Enjoy attractive interest rates and nominal charges on a loan for personal use:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Purulia

  • Pay for medical emergencies 
  • Finance wedding-related expenses 
  • Renovate your home 
  • Pay for your education  
  • Purchase latest gadgets 
  • Plan and enjoy a family vacation 

Who Can Get a Personal Loan in Purulia

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check our eligibility criteria 
  • Maintain low debt-to-income ratio 
  • Check your credit score 
  • Keep the necessary documents ready 
  • Avoid applying for a loan more than once 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What is the minimum monthly income required for a Personal Loan in Purulia?

The minimum net monthly income for availing of a loan for personal use from Poonawalla Fincorp is ₹30,000 per month. 

Are there any restrictions on how I can use the Personal Loan?

No, there are no end-use restrictions on Poonawalla Fincorp's personal credit loan. You can use the funds for various purposes like higher education, wedding expenses, car purchases, debt consolidation, medical emergencies, etc.  

What is the loan processing fee for a Personal Loan?

Our personal credit loan comes with a processing fee of up to 3% of the loan amount, plus applicable taxes. This fee is deducted from the disbursed loan amount, ensuring a hassle-free experience.