Get a Personal Loan in Bikaner Online
Address all your monetary needs in Bikaner with a Personal Loan from Poonawalla Fincorp. Avail of a high loan amount of up to ₹50 Lakh to fund your dream wedding, higher studies, travel plans, and emergency needs. Enjoy affordable interest rates, flexible repayment terms, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Plan your monthly repayments using our EMI calculator. Enter the loan amount, interest rate, and loan tenure to calculate your loan EMIs. Calculate now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Bikaner
Fulfil our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved.
- Work Experience: Minimum 1 year, with at least 1 month in the current job.
- Monthly Income: Minimum ₹30,000 per month.
Documents Required for a Personal Loan in Bikaner
Submit a few essential documents for a streamline application:
- Address Proof: Utility Bills, Passport, or Rent Agreement.
- KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
- Employment Proof: Official Email ID or Employee ID Card.
- Financial Documents: Bank statements for the last 3 months.
- Income Proof: Salary slip for the last 1 month.
Interest Rate and Charges for Personal Loan in Bikaner
Take a look at our affordable interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Bikaner
- Fund your dream vacation
- Upgrade your living space
- Pay off multiple high-interest debts
- Invest in overseas education
- Buy the latest gadgets
Who Can Get a Personal Loan in Bikaner
- Salaried Company Secretaries
- Salaried Chartered Accountants
- Salaried doctors
- Salaried individuals
Tips for Successful Personal Loan Application
- Monitor your credit report and score
- Ensure you have a practical repayment strategy
- Demonstrate a stable source of income
- Avoid borrowing more than necessary
- Improve your credit score for better terms
- Do not make multiple loan application
Poonawalla Fincorp Branch Address in Bikaner
Poonawalla Fincorp Limited
Address: 2nd Floor, Chugh Mansion, Opp. DRM Office, Bikaner, Rajasthan-334001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
No, it is not possible to get a loan without a salary slip. The payslip acts as proof of your income as a salaried employee.
The following are the benefits of getting a Personal Loan:
- Collateral-free: A Personal Loan is an unsecured loan. This means you don’t have to pledge any asset to secure funds.
- No End-use Restrictions: This loan comes with no end-use restrictions. You can use loan amount for diverse purposes, like weddings, higher education, debt consolidation, etc.
Yes, you can apply for a new Personal Loan even if you have an existing loan, provided you meet the eligibility criteria and have a good repayment history. Ensure to have a low debt-to-income ratio to get easy approval.