Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Tumkur Online

Tumkur is a small industrial city in Karnataka near Bengaluru. Meet your expenses in this growing city with a Personal Loan from Poonawalla Fincorp. Avail of instant funds of up to ₹50 Lakh to  finance your higher education, wedding, travel or emergency expenses. Enjoy attractive interest rates, flexible tenure and swift disbursal and many other benefits. Apply now

Why Choose Poonawalla Fincorp

High Loan Amount
No Collateral
Required
Minimal Paperwork
Competitive Interest Rate
Online Application
No End-use Restrictions

Personal Loan EMI Calculator

Empower your financial decisions with Poonawalla Fincorp’s EMI calculator. Plan your monthly budget to embark on a journey to financial flexibility.

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Tumkur

Fulfil our simple eligibility requirements:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Monthly Income: At least ₹30,000.

Documents Required for a Personal Loan in Tumkur

Upload a few documents for quick approval on a loan for personal use:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.
  • Employment Proof: Official mail ID or Employee ID card.

Interest Rate and Charges for a Personal Loan in Tumkur

Get a loan for personal use at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Tumkur

  • Travel to an exotic location 
  • Pay for higher education overseas 
  • Finance your medical treatments 
  • Refurbish your home 
  • Cover unforeseen emergency expenses 

Who Can Get a Personal Loan in Tumkur

  • Salaried Individuals
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Salaried Doctors

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria for availing the loan 
  • Maintain a low debt-to-income ratio 
  • Decide the loan amount based on your requirements 
  • Check your credit score  
  • Keep the necessary documents handy 
  • Avoid applying for multiple loans 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I get a loan of ₹20 Lakh in Tumkur without pledging any collateral?

Yes, you can get a loan of ₹20 Lakh in Tumkur from Poonawalla Fincorp without any collateral as it's an unsecured loan.  

How long is the tenure of a Personal Loan in Tumkur?

At Poonawalla Fincorp, our loan scheme comes with a tenure ranging from 12 months to 84 months.  

When should I apply for a Personal Loan? 

Apply for a loan instantly whenever you need funds to fulfil your expenses like education, travel, medical emergency, debt consolidation, etc.