Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your monthly payments instantly with our EMI calculator. Enter the loan amount, tenure and interest rates to know your EMIs instantly. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon No Collateral
Required
Use Icon No End-use
Restrictions
Interest rate icon Attractive Interest
Rate
document icon Minimal
Paperwork
quick icon Quick
Approval
Zero Icon No Hidden
Charges

Apply for a Personal Loan In Just 3 Steps

Step 1 icon

Click on “Apply Now”

Tap the “Apply Now” button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step 3 icon

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Submit just a few documents to apply for our personal use loan:

  • KYC Documents: Voter ID, Driving License, Aadhaar Card, PAN Card or Passport.
  • Income Documents: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Passport, Rent Agreement, or Utility Bills.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

  • Paying emergency medical bills 
  • Paying for a grand wedding 
  • Pursuing higher education 
  • Covering your travel costs 
  • Consolidating high-interest debt 
  • Renovating your home 
  • Salaried Employees
  • Salaried Company Secretaries
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Check the eligibility criteria before applying for the loan 
  • Finalise the loan amount based on your requirements 
  • Check your credit score 
  • Monitor your credit report for inaccuracies  
  • Keep the loan documents ready 
  • Do not apply for multiple loans at once 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

You can improve your chances to get our personal credit loan by meeting the eligibility criteria, maintaining a good credit score, borrowing only the amount you need, providing the necessary documents, keeping your credit utilisation ratio below 30%, maintaining a low debt-to-income ratio and selecting a tenure according to your budget. 

No, as a personal-use loan is an unsecured credit facility, there is zero risk of losing any assets if you miss your EMIs or default on your loan entirely.  

The interest rate for our loan for personal use starts from 9.99%* p.a. The final interest rate applicable for your personal credit loan depends on your CIBIL score, income, repayment capacity, etc.