Get a Hassle-free Personal Loan in Gaya
Gaya, a city steeped in spiritual significance, also offers promising economic prospects. Meet your financial expenses, including travel, education, medical emergencies, etc., with a Personal Loan in Gaya. Avail of a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp. Benefit from our competitive interest rates, flexible tenure, streamlined application process and fast approval. Apply now!
Personal Loan EMI Calculator
Know your monthly instalments using our online EMI calculator. Enter the loan amount, tenure, and interest rates to calculate your EMIs. Try now!
Why Choose Poonawalla Fincorp
High Loan Amount
Collateral-free Loan
No End-use Restrictions
Flexible Repayment Tenure
Minimal Paperwork
Quick Loan Approval
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil our simple eligibility criteria to qualify for the loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000.
Upload just a few essential documents:
- KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
- Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
- Employment Proof: Official mail ID or Employee ID Card.
- Address Proof: Utility Bills, Rent Agreement or Passport.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Get personal use loan at attractive interest rates and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Address financial emergencies
- Pay for medical expenses
- Renovate and upgrade your home
- Finance your education
- Purchase latest gadgets
- Plan and enjoy a family vacation
- Salaried individuals
- Salaried Company Secretaries
- Salaried Chartered Accountants
- Salaried doctors
- Check our eligibility criteria
- Reduce your debt-to-income ratio
- Check your credit score
- Keep the necessary documents handy
- Avoid multiple loan applications
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, applying for a Personal Loan can impact your credit score. When you apply, a hard inquiry is generated, which may cause your credit score to drop by a few points. However, timely repayments and a low credit utilisation ratio can greatly improve your credit score over time.
Yes, at Poonawalla Fincorp, we allow you to select a repayment tenure for a Personal Loan that suits your financial situation. You can choose to repay your loan over a period ranging from 12 to 84 months, offering you the flexibility to manage your repayments comfortably.
Yes, with Poonawalla Fincorp's Personal Loan, you can finance your wedding expenses in Gaya. Whether you are planning a lavish ceremony or an exotic destination wedding, our loan offers the financial support you need to make your dream wedding a reality.