Loan Amount:
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Quick Personal Loan in Nashik

Nashik, also known as “India's wine capital,” is a vibrant city where ancient heritage seamlessly intertwines with modern progress. Meet your funds requirements in this city a Personal Loan in Nashik from Poonawalla Fincorp. From overseas vacations to weddings, fulfil all your needs with our collateral-free loan. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive
Interest Rate
No End-use
Restrictions
No Collateral
Required
Minimal
Documentation
Flexible Replayment
Tenure

Personal Loan EMI Calculator

Plan your monthly repayments in an instant with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Personal Loan in Nashik

Fulfil our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Income: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Nashik

Submit just the essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month for the last 3 months.
  • Financial Documents: Bank statement for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for Personal Loan in Nashik

Access loans at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Nashik

  • Financing your dream vacations 
  • Repairing or renovating your home 
  • Simplifying and managing multiple debts 
  • Investing in your children's education 
  • Staying updated with the latest gadgets 
  • Covering unexpected medical costs 
  • Financing a lavish wedding 

Who Can Get a Personal Loan in Nashik

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check your credit score  
  • Review the eligibility criteria 
  • Prepare all the required documents 
  • Maintain a low debt-to-income ratio 

Poonawalla Fincorp Branch Address in Nashik

Poonawalla Fincorp Limited 

Address: 2nd Floor, Vijay Villa, Opp. Sonali Apartment, behind Vijan Hospital, Above B&B Studio, Vise Mala, College Road, Nashik, Maharashtra-422005 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How often can I apply for a Personal Loan?

While there is no set limit, frequent applications can negatively impact your credit score and reduce your chances of loan approval in future. 

Can I negotiate the interest rate on my Personal Loan?

While rates are generally standardised, having a good credit score and strong financial profile may give you some negotiating power. 

What is the processing fee for a Personal Loan at Poonawalla Fincorp?

We levy a nominal processing fee of up to 3% plus applicable taxes on our loans. 

Are there any hidden charges in Poonawalla Fincorp's Personal Loans?

Poonawalla Fincorp believes in 100% transparency with our customers. We disclose all the charges beforehand, which are also mentioned in the loan agreement.